UPAYA PENYELAMATAN DAN PENYELESAIAN KREDIT MACET PADA PT. BANK RAKYAT INDONESIA (Persero)Tbk UNIT SOEKARNO HATTA

The main activity of banking is providing credit. Credit disbursed to the community needs to have a security system that is implemented according to company standards because there are customers who do not perform well. Before the creditor provides a loan, an analysis needs to be carried out to assess the capabilities of the debtor. Another thing that needs to be considered is how banks will deal with problems if bad credit occurs. The formulation of the problem in this research is how banks take rescue and settlement action if a bad credit occurs, in this case especially at the BRI Bank Unit Soekarnoe Hatta Malang Branch.
The aim of the author in taking this research is to understand how to rescue and resolve bad credit at the BRI Bank Unit Soekarnoe Hatta Malang Branch. The research method used by the author is descriptive qualitative, namely the method used to explain and describe something based on the results of observations and interviews.
The results of the research that the author obtained while carrying out a 3 month street work period at the BRI Soekarno Hatta Malang Unit. The author found that the efforts made by BRI were in accordance with procedures in rescuing and resolving bad credit. The obstacles that occur are factors caused by the customer himself not having good faith or the debtor's business failing. The solution that can be done is that the banking sector must carry out proper analysis.