PENGARUH LITERASI KEUANGAN, AKUNTANSI, DAN FINTECH TERHADAP MINAT PENGGUNAAN PINJAMAN ONLINE DI KALANGAN GEN Z

This study aims to examine the impact of financial literacy on the interest in using online loans among Gen Z, the impact of accounting on the interest in using online loans among Gen Z, and the impact of fintech on the interest in using online loans among Gen Z. The respondents of this study are 85 students from the Accounting Study Program, University of Muhammadiyah Malang, Class of 2021. This research is quantitative in nature, and the data used are primary data. The sampling technique employed in this study is purposive sampling. The results show that financial literacy has a significant effect on the interest in using online loans among Gen Z, accounting has a significant effect on the interest in using online loans among Gen Z, and fintech has no significant effect on the interest in using online loans among Gen Z.