PENGARUH FINANCIAL TECHNOLOGY PAYMENT DAN FINANCIAL LITERACY TERHADAP FINANCIAL MANAGEMENT BEHAVIOR PADA MAHASISWA FAKULTAS EKONOMI DAN BISNIS PERGURUAN TINGGI ISLAM DI KOTA MALANG

This research aims to examine the relationship between financial technology payments and financial literacy on the financial management behavior of Islamic University students in Malang City. The population in this study was 9,514. This research is quantitative research using a non-probability sampling method with a quota sampling of 115 respondents. Data analysis using Smart-PLS 3.0. Data collection uses questionnaires distributed via social media. The results of the research obtained are that financial technology payments have a positive and significant effect on financial management behavior among Islamic college students in Malang City, then financial literacy has a significant positive effect on financial management behavior among Islamic college students in Malang City.