ANALISIS KINERJA KEUANGAN BANK UMUM DEVISA DENGAN METODE CAMELS (Studi pada PT. Bank Mandiri (Persero) Tbk danPT. Bank Central Asia Tbk)

Nirwana, Ratna Sari (2007) ANALISIS KINERJA KEUANGAN BANK UMUM DEVISA DENGAN METODE CAMELS (Studi pada PT. Bank Mandiri (Persero) Tbk danPT. Bank Central Asia Tbk). Other thesis, University of Muhammadiyah Malang.

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Abstract

This research represent research of documentation with title “Analisis Kinerja Keuangan Bank Umum Devisa dengan Analisis CAMELS (Studi pada PT. Bank Mandiri (Persero) Tbk dan PT. Bank Central Asia Tbk)”. Target of this research is to know monetary performance and health storey; level yielded by PT. Bank Mandiri (Persero) Tbk and PT. Bank Central Asia Tbk during year 2005 and 2006. Analyzer the used method of CAMELS representing growth of method of CAMEL as according to rules of Bank Indonesia No. 6/10/PBI/2004 tanggal 12 April 2004 tentang Sistem Penilaian Tingkat Kesehatan Bank Umum. From this analysis is known that PT Bank Mandiri (Persero) Tbk in the year 2005 owning many credit stuck and have problem. In analysis of CAMELS, the mentioned can be seen from component ratio height of[is Quality Of Asset (Asset of Quality) at KAP I (Productive Asset Which Classified (APYD) compared to Productive Asset) equal to 11,42% including peringkat 4 and KAP II (Productive Asset Have problem to be compared to Productive Asset) equal to 9,89% including peringkat 4. In 2006 happened positive change which marked downwards it ratio of KAP I become equal to 9,64% including peringkat 4 and KAP II become equal to 7,84% including peringkat 3. At aspect of Sensitivitas to Risk Market of PT Bank Mandiri (Persero) Tbk and of PT Bank Central Asia Tbk enter peringkat 5 or bank sensitivitas to market risk very high. this Matter very is influencing bank performance remember aspect of sensitivitas is frequently made by consideration addition in decision making. Pursuant to result of the calculation can be concluded that result of calculation of performance both bank with analysis CAMELS of PT. Bank Mandiri (Persero) Tbk is improve of performance where for year 2005 and 2006 residing iat composite peringkat 3 or 25 < score ≤ 35 totally score 27,5 and 32. This matter of indication that monetary performance of PT Bank Mandiri (Persero) Tbk pertained is good enough. PT Bank Central Asia Tbk at 2005 and 2006 residing in composite peringkat 2 or 35 ≤ score ≤ 45 with each totalizeing score 39,5 and 40,5 indication that PT Bank Central Asia Tbk pertained goodness. PT Bank Mandiri (Persero) Tbk not yet fulfilled Bank Kriteria Baik (BKB) because in 2005 and 2006 pertained composite peringkat 3 and there are degradation of GCG (Good Corporate Governance) the in the year, while PT Bank Central Asia Tbk fulfill Bank Kriteria Baik ( BKB) and potency to become Bank Jangkar (Anchor Bank). In 2005 and 2006 of PT Bank Central Asia Tbk have better monetary performance (enter peringkat 2) compared to PT Bank Mandiri (Persero) Tbk (enter peringkat 3).

Item Type: Thesis (Other)
Subjects: H Social Sciences > HB Economic Theory
Divisions: Faculty of Economic > Department of Accounting
Depositing User: Zainul Afandi
Date Deposited: 27 Jun 2012 03:43
Last Modified: 27 Jun 2012 03:43
URI: http://eprints.umm.ac.id/id/eprint/9795

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