FUNGSI ASURANSI BAGI KREDITUR AKIBAT RUSAKNYA BARANG JAMINAN FIDUSIA (Studi di Bank AKITA Surabaya)

MARGARETHA DE SILO, JOICE (2008) FUNGSI ASURANSI BAGI KREDITUR AKIBAT RUSAKNYA BARANG JAMINAN FIDUSIA (Studi di Bank AKITA Surabaya). Other thesis, University of Muhammadiyah Malang.

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Abstract

The banking sector is currently growing more distant in terms of Community Needs Meeting the Needs Venture Capital in the granting of loans to Small to large businesses that need capital under Law No.42 of 1999 introduced a form of credit guarantee is only that the body moves with a fiduciary transition its rights under the trust. While the method used is descriptive analysis of the results of field research which is then combined with that obtained from the research literature whose purpose is to get answers to issues raised. Based on the results of the study because these transition Fiduciary guarantees its rights under the trust it as an attempt to secure the bank transfer risk to insurance companies against unexpected events, in addition to insuring the bank was to keep the value of objects that are used as permanent as fiduciary at the time agreed to repayment of debts fulfilled. basically the insurance value should not exceed the value of collateral object is therefore with the position that such insurance will certainly make the debtors to be more careful in maintaining its security products so as not to harm the debtor itself. In the case of a deliberate mistake by the debtor to obtain insurance or to wansprestasi against the bank under section 276 of the Criminal Code, the insurance company will not provide compensation but in practice there is moral responsibility by an insurance company against the bank. There will be a close working relationship and the amount of losses that must be paid the insurance company is relatively small.

Item Type: Thesis (Other)
Subjects: K Law > K Law (General)
Divisions: Faculty of Law > Department of Law
Depositing User: Anggit Aldila
Date Deposited: 15 May 2012 05:34
Last Modified: 15 May 2012 05:34
URI: http://eprints.umm.ac.id/id/eprint/5317

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