ANALISIS PELAKSANAAN PEMBERIAN KREDIT PEMILIKAN RUMAH (KPR) DALAM USAHA MENGANTISIPASI TERJADINYA TUNGGAKAN KREDIT PADA PT. BANK CENTRAL ASIA Tbk CABANG PROBOLINGGO

Bahana, Evi Estarina (2008) ANALISIS PELAKSANAAN PEMBERIAN KREDIT PEMILIKAN RUMAH (KPR) DALAM USAHA MENGANTISIPASI TERJADINYA TUNGGAKAN KREDIT PADA PT. BANK CENTRAL ASIA Tbk CABANG PROBOLINGGO. Other thesis, University of Muhammadiyah Malang.

[img]
Preview
Text
ANALISIS_PELAKSANAAN_PEMBERIAN_KREDITPEMILIKAN_RUMAH.pdf

Download (88kB) | Preview

Abstract

Today, banks have very important role to build economics sectors in a country. It always need bank for financial transaction. It’s importance called as the hearth of economics transaction. Bank as money circulation institution, as money stocker, as saving money and investment institution. Bank also as loan institution. Loan as one of bank product to get other fund from its interest. There are some kind of loan such as Property Loan (KPR), that is one of consumtive loan product. The research’s aim is to know loan application to PT. Bank Central Asia, Tbk branch Probolinggo and to know how to anticipate unpayable loan at PT. Bank Central Asia, Tbk branch Probolinggo. This is a descriptive research with quantitative approach. Data collecting method with interview and documentation, and data analysis with loan application and unpayable loan, to less non-payable loan every years. The research object is KPR Multi Guna at PT. Bank Central Asia Tbk branch Probolinggo, and the research subject is the staff that related with loan application. The research’s result is, there are weakness point in Risk Scoring System with its 3C. Better using 5C principle. Non-payable loan at PT. Bank Central Asia, Tbk branch Probolinggo (NPL) about 0.165% to 0.261% is under Indonesia Central Bank standard about 5%. The writer suggest use 5C in Risk Scoring System to anticipate non payable loan.

Item Type: Thesis (Other)
Subjects: H Social Sciences > HB Economic Theory
Divisions: Faculty of Economic > Department of Accounting
Depositing User: Anggit Aldila
Date Deposited: 01 May 2012 02:58
Last Modified: 01 May 2012 02:58
URI: http://eprints.umm.ac.id/id/eprint/3481

Actions (login required)

View Item View Item