ANALISIS PENYELESAIAN SENGKETA PERBUATAN MELAWAN HUKUM TERHADAP PERJANJIAN KREDIT DENGAN JAMINAN HAK TANGGUNGAN DALAM PERKARA NOMOR REGISTRASI 1/PDT/G/2023/PN.KPN

In our daily lives, we must all have legal relationships. One of these legal relationships is to make an agreement. In its course, sometimes the agreement that has been made does not go as it should, such as someone committing unlawful acts that make one party harmed. Based on this, the author is interested in analyzing the settlement of unlawful acts against a credit agreement with a mortgage guarantee. This writing aims to find out the process of resolving disputes over unlawful acts against credit agreements with mortgage collateral in case registration number 1/PDT/G/2023/PN.Kpn. The writing method in the preparation of this final project uses an empirical juridical method. The author uses primary data, namely data collection during the trial, conducting interviews with clients as Plaintiffs, and interviews with advocates where the author is an intern, as well as a copy of the case decision No. 1/Pdt.G/2023/PN.Kpn. The secondary data used are the Civil Code, mortgage law, agreement law, and other legal materials. The results of the writing discuss the process and analysis of the dispute resolution a quo. In the case a quo the dispute resolution process has run properly. This means that there is no discrepancy between theory and practice. The Credit Agreement in this case does not fulfill the objective requirements of the agreement, the consequence of which is that the agreement is null and void, and the exception filed by the opponents is rejected, because it has no clear legal basis. Therefore, when making an agreement must obey or comply with the agreement that has been made, so as not to cause an unlawful act that is detrimental to the other party. And in the agreement must fulfill the legal requirements of the agreement.