"EKSPLORASI GREEN FINANCING DI SEKTOR PERTANIAN DENGAN PENDEKATAN TRIPLE BOTTOM LINE, MENUJU KEMAJUAN INDIKATOR ENVIRONMENT, SOCIAL GOVERNANCE" (CASE STUDY AT BANK XYZ IN KEDIRI 2021-2023)

This study explores the implementation of green financing in the agricultural sector through the Triple Bottom Line (TBL) approach at Bank XYZ in Kediri (2021–2023), aiming to advance ESG (Environmental, Social, and Governance) indicators. Using qualitative descriptive methods, including interviews and document analysis, the research identifies gaps in stakeholders' understanding of green financing and highlights the positive economic and social impacts of KUR for local farmers. Findings emphasize the need for clearer policies, structured education on green finance practices, and enhanced governance frameworks. The study concludes that green financing significantly supports sustainable agricultural practices and ESG progress but requires stronger regulatory support and stakeholder alignment to maximize impact