PENGARUH PEMBIAYAAN MURABAHAH, MUDHARABAH, MUSYARAKAH DAN IJARAH TERHADAP PROFITABILITAS BANK UMUM SYARIAH DI INDONESIA

This study aims to analyze how the influence of murabahah, mudharabah, musyarakah and ijarah financing on profitability in Islamic Commercial Banks in Indonesia registered with the Financial Services Authority. The approach used in this study is quantitative, with ten banks as samples selected through purposive sampling techniques. Data analysis was carried out using multiple linear regression methods with SPSS IBM 30 software analysis tools. The results of the study revealed that murabahah financing did not affect profitability, mudharabah financing had a negative effect on profitability, musyarakah financing did not affect profitability, and ijarah financing affected profitability.