ANALISIS EFEKTIVITAS PEMBERIAN DAN PENGEMBALIAN KREDIT SERTA PENANGANAN KREDIT BERMASALAH PADA KBPR MULYO RAHARJO MAGETAN

Nugroho, Wisnu Wahyu (2008) ANALISIS EFEKTIVITAS PEMBERIAN DAN PENGEMBALIAN KREDIT SERTA PENANGANAN KREDIT BERMASALAH PADA KBPR MULYO RAHARJO MAGETAN. Other thesis, University of Muhammadiyah Malang.

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ANALISIS_EFEKTIVITAS_PEMBERIAN_DAN_PENGEMBALIANKREDIT_SERTA_PENANGANAN_KREDIT_BERMASALAH_PADAKBPR_MULYO_RAHARJO_MAGETAN.pdf

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Abstract

This study was a cases study of KBPR Mulyo Raharjo Magetan with title “An Analysis of the efectiveness in giving and returning the credit and non performing loan in KBPR Mulyo Raharjo Magetan”. The purposes of this study were to know the effectiveness in giving and returning the credit, and non performing loan in KBPR Mulyo Raharjo Magetan. This study used qualitative quantitative comparative, it means that comparing between theory and practice. Instrument that was used to measure the efectiveness in giving and returning credit system was analysis finance report which included three aspect, they were : capitalization, liquidity, and remunerativiness. Instrument was based on the collectibility of loan. The result of this study included capitalization, liquidity, and remunerativiness aspect for three years, they were : 2005, 2006, 2007 which showed that the number of those was stilkl in standart minimum of central bank. Capitalization standart minimum is 8%, liquidity standart minimum is 5%, and standart minimum of remunerativeness is 1,22%. On the other hand,the effectiveness based on collectibility of loan results that all still in standart of central bank 10,35 %. The findings showed that giving and returning credit system were effective because the percentage was above in standart of central bank. Whereas, non performing loan could be said enough effective, although the percentage of loan is increasing continuelly but still in standart of central bank. From the statement above, it can be concluded that KBPR Mulyo Raharjo Magetan should add the training to the employees. In adition, to emphasize non performing loan, the limitation the number of loan should be strick, give training to the analyze team.

Item Type: Thesis (Other)
Subjects: H Social Sciences > HB Economic Theory
Divisions: Faculty of Economic > Department of Accounting
Depositing User: Anggit Aldila
Date Deposited: 24 May 2012 03:25
Last Modified: 24 May 2012 03:25
URI: http://eprints.umm.ac.id/id/eprint/5807

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