ANALISIS KINERJA BANK DENGAN MENGGUNAKAN METODA CAMEL DAN PREDIKSI KEBANGKRUTAN ALTMAN PADA BANK PUBLIK YANG TERDAFTAR DI BURSA EFEK INDONESIA (BEI)

PERMANASARI, SITTA (2010) ANALISIS KINERJA BANK DENGAN MENGGUNAKAN METODA CAMEL DAN PREDIKSI KEBANGKRUTAN ALTMAN PADA BANK PUBLIK YANG TERDAFTAR DI BURSA EFEK INDONESIA (BEI). Other thesis, University of Muhammadiyah Malang.

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Abstract

The research purpose is to know public bank performance that listed at IDX using CAMEL method, knowing public bank performance that listed at IDX using method of Z-Score Altman, and to know public bank performance picture that listed in IDX by using method of CAMEL and of Z-Score analyzed Altman descriptively. Technique analyze data which is used in this research is technique analyze method of CAMEL and model of Altman to knowing banking performance. As for its analysis step shall be as follows : (1) calculating the each monetary ratios of CAMEL, (2) calculating the dirty values from each ratio of CAMEL, (3) continued by calculating clean values ratio of CAMEL by multiplying dirty values is each ratio of CAMEL with Wight of each ratio of CAMEL, (4) determining predicate mount health of bank according to SK DIR BI No. 30/11/KEP/DIR 30 April 1997, (5) analyzing result of calculation of method of CAMEL every bank during 2 year, (6) data which have been gathered then processed by using model of Z-Score Altman, (7) getting bankruptcy score of Altman, (8) determining bankruptcy criterion according to method of Z-Score Altman, (9) analyzing result of calculation of method of Z-Score Altman every bank during 2 year, (10) giving clarification descriptively regarding analyzed bank performance picture by using method of CAMEL and of Z-Score Altman. Pursuant to result of analysis by using method of CAMEL known that mean mount health 10 public bank that listed and checked to reside in healthy condition enough. Bank owning best performance seen from method of CAMEL that is Bank of Mayapada International with healthy predicate with ratio value equal to 81,70%. From result of method analysis of Z-Score Altman show category which vary; doesn’t bankrupt, area grey and going bankrupt. In range of time 2007-2008 have happened degradation of public Z-Score bank predicate enlisting from doesn’t bankrupt up at going bankruptcy. Percentage of natural bank of the friction counted 10%. Bank have predicate doesn’t bankrupt there's only one bank that is Bank Mandiri (Persero). Pursuant to method analysis of CAMEL and method of Z-Score, hence performance owning good performance that is Bank of Mayapada International with healthy predicate in category of grey area and Bank Mandiri (Persero) with healthy predicate enough in category doesn’t bankrupt. The research purpose is to know public bank performance that listed at IDX using CAMEL method, knowing public bank performance that listed at IDX using method of Z-Score Altman, and to know public bank performance picture that listed in IDX by using method of CAMEL and of Z-Score analyzed Altman descriptively. Technique analyze data which is used in this research is technique analyze method of CAMEL and model of Altman to knowing banking performance. As for its analysis step shall be as follows : (1) calculating the each monetary ratios of CAMEL, (2) calculating the dirty values from each ratio of CAMEL, (3) continued by calculating clean values ratio of CAMEL by multiplying dirty values is each ratio of CAMEL with Wight of each ratio of CAMEL, (4) determining predicate mount health of bank according to SK DIR BI No. 30/11/KEP/DIR 30 April 1997, (5) analyzing result of calculation of method of CAMEL every bank during 2 year, (6) data which have been gathered then processed by using model of Z-Score Altman, (7) getting bankruptcy score of Altman, (8) determining bankruptcy criterion according to method of Z-Score Altman, (9) analyzing result of calculation of method of Z-Score Altman every bank during 2 year, (10) giving clarification descriptively regarding analyzed bank performance picture by using method of CAMEL and of Z-Score Altman. Pursuant to result of analysis by using method of CAMEL known that mean mount health 10 public bank that listed and checked to reside in healthy condition enough. Bank owning best performance seen from method of CAMEL that is Bank of Mayapada International with healthy predicate with ratio value equal to 81,70%. From result of method analysis of Z-Score Altman show category which vary; doesn’t bankrupt, area grey and going bankrupt. In range of time 2007-2008 have happened degradation of public Z-Score bank predicate enlisting from doesn’t bankrupt up at going bankruptcy. Percentage of natural bank of the friction counted 10%. Bank have predicate doesn’t bankrupt there's only one bank that is Bank Mandiri (Persero). Pursuant to method analysis of CAMEL and method of Z-Score, hence performance owning good performance that is Bank of Mayapada International with healthy predicate in category of grey area and Bank Mandiri (Persero) with healthy predicate enough in category doesn’t bankrupt.

Item Type: Thesis (Other)
Subjects: H Social Sciences > HB Economic Theory
Divisions: Faculty of Economic > Department of Accounting
Depositing User: Rayi Tegar Pamungkas
Date Deposited: 16 May 2012 04:12
Last Modified: 16 May 2012 04:12
URI: http://eprints.umm.ac.id/id/eprint/5453

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