ANALISIS KINERJA KEUANGAN DALAM MEMPREDIKSI KONDISI FINANCIAL DISTRESS PADA PERBANKAN YANG TERDAFTAR DI BURSA EFEK INDONESIA

KURNIAWATI, RISQI (2010) ANALISIS KINERJA KEUANGAN DALAM MEMPREDIKSI KONDISI FINANCIAL DISTRESS PADA PERBANKAN YANG TERDAFTAR DI BURSA EFEK INDONESIA. Other thesis, University of Muhammadiyah Malang.

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ANALISIS_KINERJA_KEUANGAN_DALAM_MEMPREDIKSI_KONDISI_FINANCIAL_DISTRESS_PADA_PERBANKAN_YANG_TERDAFTAR_DI_BURSA_EFEK_INDONESIA.pdf

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Abstract

The purposes of this study are to know the financial performance of Indonesian banking, to examine the influence of financial performance toward financial distress condition in banking, and to know the influencing variable that dominates on financial distress condition in banking. This study is statistical descriptive study toward financial performance in banking. The data of this study is secondary data in the form of banking financial report listed in Indonesia Stock Exchange. Data period of this study is data from period 2005-2008. Data analysis technique used in this study are calculating dependent variable of financial distress, calculating independent variable of financial ratio CAMEL that is represented by CAR, NPL, ROA, ROE, NIM, BOPO, and LDR, having examination toward hypothesis. Based on the result of study toward 20 researched companies, there is the highest of five that has financial distress condition in 2005-2008, they are: PT. Bank Eksekutif Internasional (BEKS) Tbk., PT. Bank Kesawan (BKSW) Tbk., PT. Bank Artha Graha Internasional (INPC) Tbk., PT. Bank Mayapada Internasional (MAYA) Tbk., PT. Bank Victoria Internasional (BVIC) Tbk. From the result of study there is also the highest of five companies that has good financial performance, they are: PT. Bank Danamon Indonesia (BDMN) Tbk., PT. Bank Internasional Indonesia (BNII) Tbk., Bank Pan Indonesia (PNBN) Tbk., PT. Bank Permata (BNLI) Tbk., PT. Bank Bukopin (BBKP) Tbk. The result of examination that is conducted toward independent variable simultaneously, there is a big result, 72.8%. While, partially examination is only in variables of CAR, ROE, and BOPO that significantly influencing toward financial distress condition. In this study, the variable of BOPO influences the financial distress condition dominantly in banking.

Item Type: Thesis (Other)
Subjects: H Social Sciences > HB Economic Theory
Divisions: Faculty of Economic > Department of Accounting
Depositing User: Rayi Tegar Pamungkas
Date Deposited: 02 May 2012 02:20
Last Modified: 02 May 2012 02:20
URI: http://eprints.umm.ac.id/id/eprint/3707

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