Pengaruh Kemudahan, Kepercayaan, Kualitas Informasi, Dan Risiko Terhadap Keputusan Penggunaan E-Wallet OVO (Studi Pada Mahasiswa Ekonomi Syariah Universitas Muhammadiyah Malang Angkatan 2019-2020)

The purpose of this study is to analyze what is the variabel of Easiness, Trust, Information Quality and Risk to the Decision to Use E-wallet OVO. This is quantitative research with Structural Equation Model (SEM) software SmartPLS 4.0. This Source is primary data from questionnaire. The result shows variable Easiness no significant effect to the Decision to Use, while the variabel Trust, Information Quality and Risk significant effect to the Decision to Use. Based on the result of Goodness of Fit in Inner Model independent variable can explain the effect to the Decision to influenced by other variables