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PEMBIAYAAN SYARIAH PADA USAHA MIKRO, KECIL, DAN MENENGAH SEKTOR AGRIBISNIS DENGAN POLA KEMITRAAN

Sutawi, Sutawi (2008) PEMBIAYAAN SYARIAH PADA USAHA MIKRO, KECIL, DAN MENENGAH SEKTOR AGRIBISNIS DENGAN POLA KEMITRAAN. Jurnal Keuangan dan Perbankan, 12 (3). pp. 447-458. ISSN 2443-2687

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Abstract

The agribusiness sector faces many problems, mainly lack of capital. High risk and uncertainty characteristics of agribusiness cause financial institution willingness to finance agribusiness very low. By these characteristics, sharia financial institutions have a great opportunity to finance agribusiness sector. The agribusiness sector need flexible finance mainly in the term of profit and loss sharing. Integrated sharia agribusiness partnership (ISAP) is a solution to overcome capital constraint of agribusiness. ISAP is a partnership program which is involves large-scale enterprises as a nucleus, and small-scale enterprises as a plasm, and the sharia financial institutions as a financial lender in a cooperation agreement. The purposes of ISAP are to improve feasibility of plasm farmers businesses, to increase link and cooperation between nucleus enterprises and plasm farmers, and help the sharia financial institutions to provide finance to micro, small and medium enterprises safely and efficiently.

Item Type: Article
Keywords: Agribusiness sector, sharia financial institutions, micro small and medium enterprises, agribusiness partnership
Subjects: H Social Sciences > HB Economic Theory
Divisions: Faculty of Agriculture and Animal Husbandry > Department of Animal Husbandry (54231)
Depositing User: Prof. Dr. Sutawi, M.P.
Date Deposited: 12 Jan 2021 06:32
Last Modified: 12 Jan 2021 06:32
URI : http://eprints.umm.ac.id/id/eprint/71353

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