PENERAPAN MANAJEMEN RISIKO PEMBIAYAAN PADA PT. BANK TABUNGAN NEGARA SYARIAH CABANG MALANG

RIFA’ATUSSOLIHA, RIFA’ATUSSOLIHA (2009) PENERAPAN MANAJEMEN RISIKO PEMBIAYAAN PADA PT. BANK TABUNGAN NEGARA SYARIAH CABANG MALANG. Other thesis, University of Muhammadiyah Malang.

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Abstract

Watchfulness kind that chosen belong descriptive watchfulness (descriptive research). in this watchfulness is author wants to analyze to how risk management pembaiayaan in sharia financial institution pt. unlucky branch sharia country savings bank with title “Applications Financing Risk Management in PT. Branch Sharia Country Savings Bank Malang”. This watchfulness aim detects financing risk management applications in sharia financial institution (case study pt. unlucky branch sharia country savings bank). watchfulness use that want achieved especially for pt. unlucky branch sharia country savings bank, serve the purpose of information and evaluation in order to to do risk management management so that serve the purpose of base risk management management deliberation correctly. in this watchfulness is method that is used descriptive method. descriptive watchfulness watchfulness that analyzes data and clasify, quest with interview technique or interview. Based on data analysis result that done so inferential that pt. unlucky branch sharia country savings bank in does extension of credit to the customers during the time pt. principles considering unlucky branch sharia country savings bank perkreditan that is by applying principle 5 c that covers: character (character analysis), capacity (ability analysis), capital or capital analysis, condition (analysis condition/ effort prospect) and collateral (analysis agunan or guarantee). liquidity level analysis result knowable that pt. unlucky branch sharia country savings bank shows conditon existence berfluktuasi and in the year 2008 show enhanced existence. based on the result can prove enhanced existence on ability pt. unlucky branch sharia country savings bank in fulfil duty short-range that by bank side. solution on risk control that can happen in pt. unlucky branch sharia country savings bank that is by way of avoid (avoidance) on the happening of financing risk that can happen or minimize the happening of risk. pass wisdom supposed pt. unlucky branch sharia country savings bank can minimize stopped credit level that can happen so that can decrease credit risk that can happen. Based on conclusion result from watchfulness result, so submitted several suggestions that is supposed management side pt. unlucky branch sharia country savings bank always has applied extension of credit process as according to procedure that appointed and supposed to be more increase the performance so that can to develop effort that done so that can support on effective credit management.

Item Type: Thesis (Other)
Subjects: H Social Sciences > H Social Sciences (General)
Divisions: Faculty of Economic > Department of Management
Depositing User: Anggit Aldila
Date Deposited: 27 Jun 2012 07:22
Last Modified: 27 Jun 2012 07:22
URI: http://eprints.umm.ac.id/id/eprint/9891

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