EVALUASI FAKTOR-FAKTOR YANG MEMPENGARUHI PENGAMBILAN KEPUTUSAN DALAM PEMBERIAN KREDIT KEPADA NASABAH PT. BPR. ADHI PURWO PURWOSARI PASURUAN

SANJAYA, ADI (2007) EVALUASI FAKTOR-FAKTOR YANG MEMPENGARUHI PENGAMBILAN KEPUTUSAN DALAM PEMBERIAN KREDIT KEPADA NASABAH PT. BPR. ADHI PURWO PURWOSARI PASURUAN. Other thesis, University of Muhammadiyah Malang.

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Abstract

This research is a case study on PT. Rural Bank Adhi Purwo with the title "Evaluation of Factors Affecting Decision Making In Lending To the Customer Page. RB Adhi Purwo Purwosari Pasuruan " The purpose of this study is to better know and understand the factors that affect the credit analysis of PT. RB Adhi Purwo in making lending decisions on the customer and to know the weaknesses of the system of assessment of these factors and provide solutions so expect company management to take decisions to improve the quality of better performance In this study the author uses descriptive qualitative analysis tool is to compare existing theories with reality so that it will find the weaknesses and to find appropriate solutions The method of analysis used to determine the factors that influence decision making in the provision of credit to customers is to find and analyze the assessment of factors relating to loans that are used in making lending decisions to customers to determine the constraints faced by RB-Adhi Purwo Purwosari Pasuruan and find a way out The results of this study is that the credit analysis of PT. RB Adhi Purwo in making lending decisions to customers has been really concerned with factors Five C's of Credit, so that the risk faced will be smaller, although still there are some weaknesses in the analysis From the above results, it can be concluded that in providing credit to customers, the credit analyst at PT. RB Adhi Purwo really consider factors Five C's of Credit and has run a good system and procedures. Based on the conclusion, the authors implication that PT. RB Adhi Purwo especially the credit analysts pay more attention to factors of 5 C in order to minimize the risk faced

Item Type: Thesis (Other)
Subjects: H Social Sciences > HB Economic Theory
Divisions: Faculty of Economic > Department of Accounting
Depositing User: Rayi Tegar Pamungkas
Date Deposited: 26 Jun 2012 05:59
Last Modified: 26 Jun 2012 05:59
URI: http://eprints.umm.ac.id/id/eprint/9601

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