EFEKTIFITAS PENGGUNAAN JAMINAN PADA PEMBIAYAAN MURABAHAH KONSUMTIF KENDARAAN DALAM UPAYA MENJAGA KELANGSUNGAN PELUNASAN PEMBAYARAN (Studi di PT. BRI Syariah Cabang Malang)

PRATIWI, ELFA (2009) EFEKTIFITAS PENGGUNAAN JAMINAN PADA PEMBIAYAAN MURABAHAH KONSUMTIF KENDARAAN DALAM UPAYA MENJAGA KELANGSUNGAN PELUNASAN PEMBAYARAN (Studi di PT. BRI Syariah Cabang Malang). Other thesis, University of Muhammadiyah Malang.

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Abstract

One of the funding that were quite developing to the islamic canon law bank were funding murabahah namely a trade contract where the thing that diperjual bought this was handed over immediately whereas the price (the subject and the margin of the profit were agreed to together) was paid in a manner the installment and paid in a manner at the same time (lump sum) afterwards the day. In practice, the bank acted as the seller and the customer as the buyer. As for the indicator of this research had a purpose to explanatory about The effectiveness of the Use The guarantee to Funding Murabahah of Motor Vehicle Consumptive In An Effort To maintain Continuation of the Paying Off of Payment in PT. Bank Rakyat Indonesia Syariah Cabang Malang. This research used the research kind diskriptif qualitative. Technically the data collection that was used was the interview method, observation, and the documentation. The use of the guarantee was to this Murabahah Funding meant so that the bank receives the guarantee to be able to take again all or some of his debts so as to be hoped the customer could maintain continuation of the paying off of his payment. The buyer (the provider of funding/the bank) could demand the customer (the customer) a guarantee (rahn) to be held by him as one of the anticipation if matters that were not in accordance with the agreement originally happening. Funding murabahah this could be it was said effective, this could be seen in results of the research that showed the existence of the decline in the level of problematic funding from 2008 to 2009, meant to show a level of the almost perfect success, from 1.95% of the number of problematic customers to 1% the customer. The level of this success was also supported by the existence of the conduct of the management or steps in the process of the handling to problematic funding that was done in accordance with kolektabilitas funding of PT. BRI Syariah Cabang Malang so as this handling brought funding murabahah to the security of funding (safety) in the bank's side and really was believed in that this funding could be settled again.

Item Type: Thesis (Other)
Subjects: K Law > K Law (General)
Divisions: Faculty of Law > Department of Law
Depositing User: Anggit Aldila
Date Deposited: 25 Jun 2012 04:40
Last Modified: 25 Jun 2012 04:40
URI: http://eprints.umm.ac.id/id/eprint/9382

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