EVALUASI PROSEDUR KEBIJAKAN PEMBERIAN KREDITPADA KOPERASI NUSANTARA CABANG SITUBONDO(PT. POS INDONESIA)

Meri Suci, Rahmawati (2009) EVALUASI PROSEDUR KEBIJAKAN PEMBERIAN KREDITPADA KOPERASI NUSANTARA CABANG SITUBONDO(PT. POS INDONESIA). Other thesis, University of Muhammadiyah Malang.

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Abstract

The purposes of this research is to know how to give the credit and to evalvate the worthiness assembling especially for credit that given to the retire, Indonesian National Armed Forces (TNI), Indonesian Police (POLRI) and for the PNS to the Koperasi Nusantara, to the business debtor. These analises are using 5C and 7P that will use for data to give the credit. It is a qualitative descreptive researh which is using primer data from Simpan Pinjam Koperasi Nusantara Post with. The title “EVALUASI PROSEDUR KEBIJAKAN PEMBERIAN KREDIT PADA KOPERASI NUSANTARA CABANG SITUBONDO (PT. Pos Indonesia)”. The study that used in this analysis is using two first aspects are include; Character, Capacity, Capital, Collateral And Condition Of Economy. Main while the secons aspects are include; Personality, Party, Purpose, Prospect, Payment, Profitability And Protection. The guarantee is domimant factor to give credit advisability. The purposes of 5C and 7P aspects is to know the debtor credit advisability level and to make it strong. The guarante is one thing that very needed. The result of this analysis can be to know. That credit which observed by debtor must have some creteria such as; the salary and income can to be used for install ments the survey result is appropriate to the reality and the guarantee is reason able to support properness credit. According to the explanation above. I could make summariz that in giving properness credit we have to focus to some aspects such as; 5C and 7P aspects along with the important thing is to support in giving properness credit is the guarantee that given by debtor that has a goal to lack the risk if the stuck credit happened.

Item Type: Thesis (Other)
Subjects: H Social Sciences > H Social Sciences (General)
Divisions: Faculty of Economic > Department of Management
Depositing User: Anggit Aldila
Date Deposited: 20 Jun 2012 03:13
Last Modified: 20 Jun 2012 03:13
URI: http://eprints.umm.ac.id/id/eprint/8653

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