ANALISIS KINERJA KEUANGAN BANK PERKREDITAN RAKYAT DI WILAYAH KERJA BANK INDONESIA MALANG

ALWI, MEI ERMAWATI (2009) ANALISIS KINERJA KEUANGAN BANK PERKREDITAN RAKYAT DI WILAYAH KERJA BANK INDONESIA MALANG. Other thesis, University of Muhammadiyah Malang.

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Abstract

The research was descriptive comparative in People Debt Bank (BPR) in Indonesia Bank region of Malang titled: Financial Performance Analysis of People Debt Bank (BPR) in Indonesia Bank of Malang Region . The research purposes were to find out the financial performance of BPR in Indonesia Bank of Malang region, as consideration by BPR in raising their financial performance for bank and for information and equation related with BPR performance for the next research. Analytical tool used included capital aspect owed by a bank, rentability for a bank and liquidity level owed by related bank. From calculation using the three of financial ratio analysis, BPR financial performance in Indonesia Bank of Malang in three month period from 2007-2008 was good. BPR Tugu Artha led in CAR and LDR calculation, BPR Armindo Kencana led in ROA calculation, BPR Nusumma Gondanglegi led in BOPO calculation. It caused by the fact that longer the BPR stood, better the performance. From above explanation, the writer concluded that BPR financial performance in Indonesia Bank of Malang region in 2007-2008 period had decreased dominantly. Since fund distribution for people which should not be done by BPR, the low profit ability signed by minus ROA. But, each BPR in giving debt to the customer had more than the existing capital. It could be shown from the LDR which overlap the maximum limit between 80%-110%.

Item Type: Thesis (Other)
Subjects: H Social Sciences > H Social Sciences (General)
Divisions: Faculty of Economic > Department of Economics and Development Studies
Depositing User: Anwar Jasin
Date Deposited: 21 Mar 2012 11:21
Last Modified: 21 Mar 2012 11:21
URI: http://eprints.umm.ac.id/id/eprint/797

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