PENGARUH LOAN TO DEPOSIT RATIO DAN CAPITAL ADEQUACY RATIO TERHADAP TINGKAT LIKU IDITAS BANK DEVISA YANG GO PUBLIC DIBURSA EFEK JAKARTA TAHUN 2003-2005

KIKI JEMIARTA, ELYA (2007) PENGARUH LOAN TO DEPOSIT RATIO DAN CAPITAL ADEQUACY RATIO TERHADAP TINGKAT LIKU IDITAS BANK DEVISA YANG GO PUBLIC DIBURSA EFEK JAKARTA TAHUN 2003-2005. Other thesis, University of Muhammadiyah Malang.

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PENGARUH_LOAN_TO_DEPOSIT_RATIO_DAN_CAPITAL_ADEQUACY_RATIOTERHADAP_TINGKAT_LIKUIDITAS_BANK_DEVISA_YANG_GO_PUBLIC_DIBURSA_EFEK_JAKARTA_TAHUN_2003.pdf

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Abstract

Function of bank is increasing as long as development information technology and international economic global. The market changed its influence the most of product bank. Bank must keeping trust of people with raise of liquidity without sacrifice their profit and obedient the regulation of banking. Because to much something that influence the level of liquidity, so bank must keep the balanced of cash flow. The direction of this experience its wants to know the influence loan to deposit ratio and capital adequacy ratio towards the level of liquidity with used cash ratio on the bank that go public in Jakarta Stock Exchange 2003 until 2005 and the instrument to test is regression test double linier with program eviews. From this experience on test t with α 5 percent, we find the result loan to deposit ratio have influence signification toward cash ratio whereas capital adequacy ratio have influence not signification, on F test with α 5 percent we find the variable loan to deposit ratio and capital adequacy ratio has signification simultant influence. From the result of their analyze, we can know that loan to deposit ratio gave a influence signification toward cash ratio and have a negative influence. The meaning is if the loan to deposit ratio increasing so cash ratio will be decreasing and if the loan to deposit ratio decreasing so cash ratio will be increasing. The liquidity needed, can guarantee from the third fund. Whereas capital adequacy ratio have influence not signification toward cash ratio and have a positive influence. The meaning is if the capital increasing so cash ratio will be increasing and if the capital decreasing so cash ratio will be decreasing to. On the real the capital adequacy ratio only not to suffice for liquidity needed.

Item Type: Thesis (Other)
Subjects: H Social Sciences > HB Economic Theory
Divisions: Faculty of Economic > Department of Economics and Development Studies
Depositing User: Zainul Afandi
Date Deposited: 14 Jun 2012 06:27
Last Modified: 14 Jun 2012 06:27
URI: http://eprints.umm.ac.id/id/eprint/7848

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