## ANALISA PENGARUH PROPORSI GIRO, TABUNGAN DAN DEPOSITO TERHADAP PROFITABILITAS PADA PERBANKAN YANG GO PUBLIC DI BURSA EFEK INDONESIA PERIODE 2004-2006

WIDAYATI, NUR (2008) ANALISA PENGARUH PROPORSI GIRO, TABUNGAN DAN DEPOSITO TERHADAP PROFITABILITAS PADA PERBANKAN YANG GO PUBLIC DI BURSA EFEK INDONESIA PERIODE 2004-2006. Other thesis, University of Muhammadiyah Malang.

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## Abstract

This research is limited just for the third party s problems (Demand Deposit, Time Deposit and Saving Deposit). This analysis get a rule with the Profitability Ratio NPM (Net Profit Margin) which have an influence to the banking which go public in Bursa Efek Indonesia as long as for the 3 last year (2004-2006). This research have a purpose to knowing the influence of the proportion of Demand Deposit, Time Deposit and Saving Deposit. The third independent variable was check for the influence personal and together for the captivated variable that is profitability. The data from the each variable taking from the documentation technic with the last person in 2004-2006. The analysis technic used double regresi linier and panel data. From the test result significations, f test indicating that variable Demand Deposit, Time Deposit and Saving Deposit according to simultant and have an influence significant to the profitability which f test (22,20) > f table(1,75) to =5%. The result t indicating that deposit variable have t test |2,859| > t table (2,000) for =5%. The variable which doesn t have an influence are Demand Deposit and Time Deposit. Demand Deposit have (1,047) < t table (2,000) for =5%. Time Deposit have t test (0,891) < t table (2,000) for =5%. The coefficient for determination is (R2) = 53%, it means that variable Demand Deposit, Time Deposit and Saving Deposit can explain 53% to the profitability and 47% explaned by disturbing variable. From the coefficient random effect indicated that bank which have a low intercept that is PT. Kesawan Bank, Tbk. From the over all analysis, we can get a condition that if the proportion Demand Deposit getting by to the Time Deposit and Saving Deposit, so a lot of liquidity bank s need connecting to drawing in every time. And if the Time Deposit proportion getting high to the Saving Deposit and Demand Deposit, so it will increase the rent which the result in press to the bank income.

Item Type: Thesis (Other) H Social Sciences > HB Economic Theory Faculty of Economics > Department of Development Economics (60201) Rayi Tegar Pamungkas 09 Jun 2012 03:25 09 Jun 2012 03:25 http://eprints.umm.ac.id/id/eprint/6924