ANALISIS PERBANDINGAN KINERJA KEUANGAN PTBRI, Tbk SEBELUM DAN SESUDAH DITERAPKANNYA MANAJEMEN RISIKO (RISK MANAGEMENT) BAGI BANK UMUM 1 JANUARI 2004

Prasmanasari, Deasy Yuanita (2008) ANALISIS PERBANDINGAN KINERJA KEUANGAN PTBRI, Tbk SEBELUM DAN SESUDAH DITERAPKANNYA MANAJEMEN RISIKO (RISK MANAGEMENT) BAGI BANK UMUM 1 JANUARI 2004. Other thesis, University of Muhammadiyah Malang.

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Abstract

The research titled “Analysis of PT BRI, Tbk Financial Performance Comparison Before and After Risk Management Application For General Bank January 1 2004”. The research aimed to find out financial performance and PT BRI, Tbk financial performance comparison before and after management risk apllication. Analysis technique used in this research were: firs, financial ratio consistedof Return on Assets (ROA), Return on Equity (ROE), Loan to Deposit Ratio (LDR). Second, statistic test with t- test. Financial ratio analysis with t- tets paried for each financial ratio with significance = 5%, where the significance level smaller than = 5% so rejected or average ratio value in statistical way different and in the contrary, if the significance larger than = 5% so accepted or ratio value in statistical way had no difference. The canculation of PT BRI, Tbk financial ratio for ROA, ROE, and LDR ratio had increasing after risk management, but discreasing again in the next year, that was after risk management apllication though the precentage was small. According to the t- test analysis, there found that PT BRI, Tbk had no difference before and after risk management for 2001- 2007 period with financial ratio analysis ROA, ROE, and LDR. Previous research were done by Febriyani and Zulfadin at 2003. the research was done at Foreign exchange Bank (30 banks) and non- foreign exchange bank (37 banks) which were listed in Indonesia Bank 2000- 2001 period. The research showed that there were no difference in Foreign exchange Bank and Non- foreign exchange bank from ROA, ROE, and LDR. Statistical tets in 2001 also showed that there were no difference of financial performance from ROA and ROE prespective. The difference could be seen in LDR indicator, the research showed that there were significant differences between foreign exchange bank and non- foreign exchange bank.

Item Type: Thesis (Other)
Subjects: H Social Sciences > H Social Sciences (General)
Divisions: Faculty of Economic > Department of Management
Depositing User: Anggit Aldila
Date Deposited: 06 Jun 2012 04:02
Last Modified: 06 Jun 2012 04:02
URI: http://eprints.umm.ac.id/id/eprint/6697

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