PEMANFAATAN KREDIT USAHA TANI PADA NELAYAN DESA BANJARWATI KECAMATAN PACIRAN KABUPATEN LAMONGAN

Istanto, Jaulin (2009) PEMANFAATAN KREDIT USAHA TANI PADA NELAYAN DESA BANJARWATI KECAMATAN PACIRAN KABUPATEN LAMONGAN. Other thesis, University of Muhammadiyah Malang.

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Abstract

This research is a survey study on fishermen in Banjarwati Village of Paciran Subdistrict of Lamongan County under the title The Utilization of Farmer Business Credit by Fishermen in Banjarwati Village of Paciran Subdistrict of Lamongan County . The research purpose is to know the procedure of Farmer Business Credit withdrawal, to know the rate of Farmer Business Credit withdrawn by fishermen, and also to know the credit utilization by fishermen. The population of this research is fishermen. Sampling technique is random sampling as many as 35 respondents. Type of data is primary data, which is data obtained directly from object through interview, and secondary data, which is data obtained from literature. Data collecting technique is observation, interview, and questionnaire. Analysis instrument is descriptive qualitative that is data comprising description or illustration about the research object. This analysis is conducted by tabulation aid. From the tabulation results, then the analyzed data is interpreted. So, from the data it can be known the credit utilization by fishermen in Banjarwati Village, subdistrict of Paciran. This research result shows that Farmer Business Credit utilization by fishermen in Banjarwati Village, subdistrict of Paciran, Lamongan County is less effective. It is proven by the utilization of Farmer Business Credit for consumption than for production to improve fishermen s income. If it is seen from the total of overall credit withdrawn by fishermen as much as Rp.94.500.000; credit utilization for production is Rp.28.700.000, while for debt settlement is Rp.31.200.000, and the rest of Rp. 34.600.000 is for consumption purpose. From the result research, it is suggested to improve the guidance in the field continuously both technically and non-technically to fishermen by PPL in utilizing KUT. It is done in order to make the given credit is in line with credit giving purpose.

Item Type: Thesis (Other)
Subjects: H Social Sciences > HB Economic Theory
Divisions: Faculty of Economic > Department of Economics and Development Studies
Depositing User: Anwar Jasin
Date Deposited: 05 Jun 2012 07:41
Last Modified: 05 Jun 2012 07:41
URI: http://eprints.umm.ac.id/id/eprint/6633

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