PELAKSANAAN LELANG OBYEK GADAI AKIBAT WANPRESTASI DI PERUM PEGADAIAN(Studi di Perum Pegadaian Cabang Kotalama Malang)

FITRIA MAHARDIKA, INDAH (2009) PELAKSANAAN LELANG OBYEK GADAI AKIBAT WANPRESTASI DI PERUM PEGADAIAN(Studi di Perum Pegadaian Cabang Kotalama Malang). Other thesis, University of Muhammadiyah Malang.

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Abstract

Pawn is given to guarantee a claim. Pawn application was done by institution called pawn house. If the debtor negligent to pay pawn debt after the time limit, Pawn House would do auction to the pawn object. Here the writer was interesting to discuss about auction application of pawn object caused by broken agreement in Kotalama Pawn House – Malang. In this research, the writer used socio-juridical approach. The research was done in Kotalama Pawn House Malang City using data source consisted of interview, observation and documentation. For data conclusion, the writer used qualitative descriptive analysis. From the research, there could be found that broken agreement in pawn agreement caused auction to the pawn object in Kotalama Pawn House – Malang were: (1) customer didn’t do the agreement at all; (2) customer did agreement but imperfect; (3) customer was late in paying pawn, so that the collateral would be sold by auction by the pawn house. Auction application in broken agreement at pawn agreement consisted of preparation, application according to the time limitation, and aucted material according to the number existed in form, and the last phase was calculation and payment. Things which could not be sold in auction would be considered as auction residue (Barang Sisa Lelang – BSL) which would be sold again in the next auction. Inhibition factors were: (1) the price in market; (2) physical condition; (3) the precious things price like gold, diamond, and jewelry were always changed all time. The supporting factors were: (1) assumption that the price would be cheaper; (2) the consumer had found the broken agreement risk. The writer here suggested Kotalama Pawn House Malang City should be more flexible in handling pawn customer who broke their agreement. The customers should pay attention to the factors influenced the pawn house did auction based on broken agreement condition.

Item Type: Thesis (Other)
Subjects: K Law > K Law (General)
Divisions: Faculty of Law > Department of Law
Depositing User: Anwar Jasin
Date Deposited: 20 Mar 2012 13:42
Last Modified: 20 Mar 2012 13:42
URI: http://eprints.umm.ac.id/id/eprint/660

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