ANALISIS PENGAMBILAN KEPUTUSAN DALAM PEMBERIAN KREDIT MULTIGUNA PADA PT. BANK JATIM CABANG BLITAR

PUSPITASARI, NISA (2008) ANALISIS PENGAMBILAN KEPUTUSAN DALAM PEMBERIAN KREDIT MULTIGUNA PADA PT. BANK JATIM CABANG BLITAR. Other thesis, University of Muhammadiyah Malang.

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Abstract

Multiguna is one kind of micro credit that give by Bank Jatim to the citizen. The status of the citizen must have constant salary like goverment employment, BUMN or BUMD employment, education institution, Soldiers, entrepreneur employment, retired armed services officer that their salary issue by Bank Jatim. The aim multiguna credit that give by Bank Jatim is to help and develop any activity the economic goverment employment or any needed consumptive as long as obbey the law Bank jatim employment specialy at credit analysis employment must be a good analysis to evaluate a suitable of credit asking from debitur. This way to minimize the risk of Bank Jatim The aim from this research to describe how Bank Jatim credit analysis make a decision to give credit multiguna Kind of this research is descriptive research, the research to give explanation and describe how Bank Jatim Blitar make decision to give credit multiguna. Technic analysis data Used based on SK Bank Jatim Direction with six aspect, there are Biodata and client data, financial aspect, job of client, manajemen aspect, marketing aspect, guarantee aspect The result from this research is Procedure make the decision credit mutliguna is simple. This must principle based on salary every month of client. And capability of client to return the money to bank

Item Type: Thesis (Other)
Subjects: H Social Sciences > HB Economic Theory
Divisions: Faculty of Economic > Department of Accounting
Depositing User: Anggit Aldila
Date Deposited: 30 May 2012 03:20
Last Modified: 30 May 2012 03:20
URI: http://eprints.umm.ac.id/id/eprint/6148

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