PROSEDUR PEMBERIAN KREDIT PRODUK KCA (Kredit Cepat Aman) Pada PERUM PEGADAIAN CABANG KLAMPIS BANGKALAN

Effendy, Ferdiansyah (2007) PROSEDUR PEMBERIAN KREDIT PRODUK KCA (Kredit Cepat Aman) Pada PERUM PEGADAIAN CABANG KLAMPIS BANGKALAN. Other thesis, University of Muhammadiyah Malang.

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Abstract

Duty of Perum Pegadaian office is to construct economics of society small so that protected from [gift/ giving] of factious loan and have role serve middle society downwards. Perum Pegadaian office represent the single BUMN trusted by government to channel credit mortage so that, owning principles which is simple to be compared to banking. As according to its motto " Overcoming the Problem Of Without Problem" Perum Pegadaian office have practical and moderation its procedure so that close to life of society economics. The amenity can be obtained in Perum Pegadaian office through existing products like KCA, KREASI, KRASIDA. Product of KCA ( Peaceful Credit Quickly) owning easy giving procedure so that assist civil society especially about banking. Of easy giving procedure and not circumvent that's product of KCA more enthused by society. If client not lengthen credit time or in range of time 4 months [do] not redeem mortgage hence will be conducted by auction. Research at Perum Pegadaian Office Of Branch of Klampis this Bangkalan to know how procedure efektifitas giving of credit mortage at Perum Pegadaian Office Of Branch of Klampis Bangkalan until the existence of auction. Benefit of this research, specially to client expected by result of this research can be made [by] the source of information and knowledge to society about procedure giving of credit mortage found on Perum. Pegadaian office, so that society will be more be selective again in chosening and exploiting financial institution service in giving loan / credit as according to amount of the expense of which is required. Analyzer which is used in this research is by comparing to totalize the percentage of loss storey;level and see big the so small amount of channeling of pawn pawn credit which do not be paid level. Result of data analysis which is indicate that the effort management of pawn which have been conducted by Perum pegadaian Office Of Branch of Klampis Bangkalan have goodness, this matter can be seen from channeling of credit per annum mount and have succeeded to depress pawn which do not be paid. Pursuant to result of research hence researcher can conclude that procedure giving of credit at Perum Pawnship Office Of Branch of Klampis Bangkalan have as according to book guidance of office of branch operational.

Item Type: Thesis (Other)
Subjects: H Social Sciences > H Social Sciences (General)
Divisions: Faculty of Economic > Department of Management
Depositing User: Zainul Afandi
Date Deposited: 26 May 2012 06:14
Last Modified: 26 May 2012 06:14
URI: http://eprints.umm.ac.id/id/eprint/5981

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