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MEKANISME GADAI EMAS (Rahn) PADA BANK PERKREDITAN RAKYAT SYARIAH BHAKTI SUMEKAR CABANG LENTENG SUMENEP

Yuliansyah, Moh.Helmi Rifal (2019) MEKANISME GADAI EMAS (Rahn) PADA BANK PERKREDITAN RAKYAT SYARIAH BHAKTI SUMEKAR CABANG LENTENG SUMENEP. Associates Degree (D3) thesis, University of Muhammadiyah Malang.

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Abstract

This study aims to examine how the development of customers towards gold pawning financing products Sharia Rural Bank Sumenep Branch of Lenteng Branch in order to provide assistance to people who need money, whether people choose syariah pawning because of the relatively low cost of ujrah, fast pawning services, payment systems costs can be done in advance or when due. The data analysis model used in this study is descriptive which can be interpreted as a problem solving procedure that is investigated by describing the state of the subject or object. In this study, researchers will describe the practice of gold pawning and the utilization of the community at the BPRS Bhakti Sumekar Lenteng Branch.Based on the results of data on the gold pawn financing mechanism at BPRS Bhakti Sumekar Bank Lenteng Branch is classified as very easy to do by people who are in lenteng district, Islamic gold pawn at BPRS Bhakti Sumekar Bank Lenteng Branch is very helpful to the needs of the lenteng community who need funds. In addition to the very easy and fast process of financing the gold pawning, it is based on sharia principles, where customers are only levied on ijarah fees (storage, maintenance and security services). In addition, the Islamic gold pawning does not collect interest in any form, because it is all usury. The lenteng community utilizes gold pawn financing as capital for trading, farming, and livestock business.

Item Type: Thesis (Associates Degree (D3))
Student ID: 201610190511143
Thesis Advisors: Eris Tri Kurniawati (0711028103), Sri Budi Cantika (0714097301)
Keywords: Sharia Pawn and Gold Pawn
Subjects: H Social Sciences > HG Finance
H Social Sciences > HJ Public Finance
Divisions: Faculty of Economics > Diploma of Banking and Finance (61406)
Depositing User: 201610190511143
Date Deposited: 20 Nov 2019 10:35
Last Modified: 20 Nov 2019 10:35
URI : http://eprints.umm.ac.id/id/eprint/56312

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