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PERKEMBANGAN PEMBIAYAAN MURABAHAH PADA BANK PEMBIAYAAN RAKYAT SYARIAH BUMI RINJANI BATU KANTOR CABANG JUNREJO

Rofik, Levina Wakhidatul (2019) PERKEMBANGAN PEMBIAYAAN MURABAHAH PADA BANK PEMBIAYAAN RAKYAT SYARIAH BUMI RINJANI BATU KANTOR CABANG JUNREJO. Associates Degree (D3) thesis, University of Muhammadiyah Malang.

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Abstract

There are two types of financing at the BPRS Bumi Rinjani Batu Jurejo branch office, musyarakah financing and murabahah financing. Of the two products, the murabaha financing is the one with the most interest. Having certainty of installments owned is one of the advantages of murabaha financing. In addition, the short procedure is the main attraction to bind MSME customers in the Batu region and beyond. Therefore the researcher aims to determine the development of murabaha financing at the BPRS Bumi Rinjani Batu Junrejo branch office and forecasting murabaha financing the following month. The study took data directly to the BPRS Bumi Rinjani Batu Junrejo branch office for the period January 2018 to April 2019. The data analysis technique used growth lines and straight-line trends. The results showed that from 16 months there were only 6 months that experienced an increase in murabaha financing and another 10 months that declined. The highest increase in financing was only 1.94% and the highest decrease was 5.4%. This means that murabaha financing at the BPRS Bumi Rinjani Batu Junrejo branch office is still underdeveloped. But when viewed from the calculation of a straight-line trend, murabaha financing has a good development.

Item Type: Thesis (Associates Degree (D3))
Student ID: 201610190511016
Thesis Advisors: Nazzaruddin Malik (0024066402), Zainal Arifin (0720077101)
Keywords: development, financing, murabaha, BPRS Bumi Rinjani Batu Junrejo branch office
Subjects: H Social Sciences > HB Economic Theory
H Social Sciences > HG Finance
Divisions: Faculty of Economics > Diploma of Banking and Finance (61406)
Depositing User: 201610190511016
Date Deposited: 18 Nov 2019 04:00
Last Modified: 18 Nov 2019 04:00
URI : http://eprints.umm.ac.id/id/eprint/55853

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