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UPAYA MEMINIMALISIR KREDIT BERMASALAH PRODUK KREDIT PRODUKTIF MIKRO DAN KECIL PADA PT BANK PEMBANGUNAN DAERAH JAWA TIMUR, Tbk CABANG BATU

Rahmawati, Elsa Dwi Agustin (2019) UPAYA MEMINIMALISIR KREDIT BERMASALAH PRODUK KREDIT PRODUKTIF MIKRO DAN KECIL PADA PT BANK PEMBANGUNAN DAERAH JAWA TIMUR, Tbk CABANG BATU. Associates Degree (D3) thesis, University of Muhammadiyah Malang.

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Abstract

This research was conducted to find out the systems and procedures for providing micro credit at Bank Jatim in Batu Branch and the methods used by the Micro Unit to minimize the occurrence of problem loans. This research can also increase public knowledge about the procdures and steps that be undertaken in applying for micro at Bank Jatim so as not to complain too long the process is taken until it can get the desired funds. In providing credit, Bank Jatim does not want to bear the risk when debtor experience a performance so that it always tries to minimize the occurrence of problem loans. To avoid this, Bank Jatim provides collateral requirements for candidates/debtors. In addition, the Micro Unit always does Cahs Pick Up in order to monitor the debtor’s business performance whether the business is growing or even declining. The method used by Bank Jatim gave good result for the development of micro credit in good and smooth condition and none of the debtors experienced bad credit.

Item Type: Thesis (Associates Degree (D3))
Student ID: 201610190511071
Thesis Advisors: Zainal Arifin (0720077101), M.Sri Wahyudi Suliswanto (0731078701)
Keywords: Systems and Procedures, Non-Performing Loans, Cash Pick Up
Subjects: H Social Sciences > HG Finance
H Social Sciences > HJ Public Finance
Divisions: Faculty of Economics > Diploma of Banking and Finance (61406)
Depositing User: 201610190511071
Date Deposited: 18 Nov 2019 06:04
Last Modified: 18 Nov 2019 06:04
URI : http://eprints.umm.ac.id/id/eprint/55767

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