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SISTEM PENGAJUAN DAN PEMBERIAN PINJAMAN PADA PRODUK RAHN DI PT. PEGADAIAN SYARIAH CABANG PASEAN KABUPATEN PAMEKASAN

Putri, Dwi Anggi Cahyaning (2019) SISTEM PENGAJUAN DAN PEMBERIAN PINJAMAN PADA PRODUK RAHN DI PT. PEGADAIAN SYARIAH CABANG PASEAN KABUPATEN PAMEKASAN. Associates Degree (D3) thesis, University of Muhammadiyah Malang.

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Abstract

Application and lending by pawning items in the form of gold bars or electronic goods to obtain loans in accordance with the estimated goods used as collateral, the estimate obtained by Rahin depends on the amount of collateral for group A of 95% with a tenth day mu’nah cost of 0,47%, for groups B and C of 92% with a tenth mu’nah cost of 0,73%, while for group D at 93% with the tenth day mu’nah cost 0,64%. How to deal with loans that are past due by extending or paying collateral, but if an extension or repayment is not made murtahin is entitled to auction off the collateral. The purpose of this study is to find out whether the loan application or lending system is running well and is carried out in accordance with the standards. The results showed that the granting of loans to PT. Pegadaian Syariah Branch of Pamekasan, was in accordance with the Syariah based system of filling and giving loans, because in its operations it has used mu’nah and mu’nah contracts.

Item Type: Thesis (Associates Degree (D3))
Student ID: 201610190511117
Thesis Advisors: Arfida Boedirochminarni (0716096201), Yunan Syaifullah (0713067101)
Keywords: Lending of Rahn, Overcome the Auction, Calculation, Interpretation of Collateral Goods
Subjects: H Social Sciences > HG Finance
T Technology > TX Home economics
Divisions: Faculty of Economics > Diploma of Banking and Finance (61406)
Depositing User: 201610190511117
Date Deposited: 14 Nov 2019 04:26
Last Modified: 14 Nov 2019 04:26
URI : http://eprints.umm.ac.id/id/eprint/55534

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