SISTEM PENGENDALIAN INTERNAL ATAS PEMBERIAN KREDIT PADA PT. BPR ARMINDO KENCANA CABANG BATU

Muktara, Septedy (2008) SISTEM PENGENDALIAN INTERNAL ATAS PEMBERIAN KREDIT PADA PT. BPR ARMINDO KENCANA CABANG BATU. Other thesis, University of Muhammadiyah Malang.

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Abstract

This research is case study done at PT BPR ARMINDO KENCANA branch Batu having place of in Diponegoro street No. 129B Batu, with INTERNAL OPERATION SYSTEM TITLE TO GIVING OF KREDIT at PT BPR ARMINDO KENCANA branch Batu. Intention of this research analytical is to know is operation system internal to giving procedure of credit at PT BPR ARMINDO KENCANA branch Batu have been good. In this research analytical method applied is descriptive analytical method that is explaining or depicts an object with analysis step as follows : firstly; analysis organization chart dissociating functional responsibility expressly, second; authority systems analysis and credit giving procedure, third; healthy practice analysis in executing duty and function of every organization unit, fourth; employee analysis who ist (the quality according to with ist the responsibility ) Result from analysis done express that internal operation system applied by PT BPR ARMINDO KENCANA branch Batu have been good enough of this thing is proven from existence of realization data budget credit in the year 2006-2007 showing improvement of target of giving of it’s the credit and realization, but here still there are some insuffiencies of like still there is of duty geminating, it’s the applied system job rotation hasnot ( tour of duty ), lack of observation to credit which has been given to debitur, inexistence of archiving of data about the clients which has applied credit but the application is refused, still the many employees who level of it’s the education SLTA. From problem told is the here writer to give suggestion that PT BPR ARMINDO KENCANA branch Batu dissociates function of employee as according to it’s the expertise, in order not to the happening of geminating of duty besides earning also by doing recruitment of new employee, soon applies system job rotation in order not to the happening of deviation and deviation parts of the is intracorporate, forms credit commite as part having authority in deciding is credit it is good to received or refused, does observation of credit to credit is being run, does archiving to data about the client which gas applied credit but the application is refused, and last expected to be more selective in doing recruitment of employee, to earn as according to requirement required by company.

Item Type: Thesis (Other)
Subjects: H Social Sciences > HB Economic Theory
Divisions: Faculty of Economic > Department of Accounting
Depositing User: Anggit Aldila
Date Deposited: 19 May 2012 03:04
Last Modified: 19 May 2012 03:04
URI: http://eprints.umm.ac.id/id/eprint/5525

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