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PENERAPAN PRINSIP 5C PADA PENYALURAN KREDIT MULTIGUNA DI PT. BPD JAWA TIMUR CABANG LUMAJANG

Santoso, Slamet Budi (2019) PENERAPAN PRINSIP 5C PADA PENYALURAN KREDIT MULTIGUNA DI PT. BPD JAWA TIMUR CABANG LUMAJANG. Associates Degree (D3) thesis, University of Muhammadiyah Malang.

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Abstract

Banks are financial institutions that have an active role in serving their customers, one form of service provided by banks is credit . With the main target of small, medium and upward entrepreneurs . Loans in the form of Multipurpose Credit products, usually this credit is given to prospective customers who work as civil servants. Bank Jatim has established a path in Multipurpose Credit distribution, as well as establishing the application of 5C principles ( Character, Capital, Capacity, Collateral and Condition of Economy) to reduce the risk of default, and also can measure the level of NPL development (Non Performing Loans). The research method used in the data analysis technique is to use a quantitative descriptive tool that is by forming a description of the word or report in analysis so that the conclusions are correct. The results obtained from this study are by emphasizing the application of 5C principles (Character, Capital, Capacity, Colateral, and Condition of Economy) so that the level of development of NPL(Non Performing Loans) in banks in East Java can decrease. This can have a good impact on the Bank East Java and also the Debtor

Item Type: Thesis (Associates Degree (D3))
Student ID: 201410190511113
Thesis Advisors: Dwi Susilowati (0021126401), Syamsul hadi (0727127202)
Keywords: Penyaluran Credit, Principle 5C (Character, Capital, Capacity, Collateral, Conditions of Economy)
Subjects: H Social Sciences > HG Finance
Divisions: Faculty of Economics > Diploma of Banking and Finance (61406)
Depositing User: 201410190511113
Date Deposited: 24 Aug 2019 07:58
Last Modified: 24 Aug 2019 07:58
URI : http://eprints.umm.ac.id/id/eprint/51973

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