Kurniawan, Dian (2008) PENGARUH PERUBAHAN JUMLAH KREDIT, PERUBAHAN BIAYA INTERMEDIASI, DAN PERUBAHAN DANA PIHAK KETIGA TERHADAP EFISIENSI OPERASIONAL PERBANKAN SWASTA DI INDONESIA. Other thesis, University of Muhammadiyah Malang.
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Abstract
This Research represent research of case study entitling " Influence of[is Amount Of Credit, Expense of Intermediasi, and Fund Third Party To Efficiency Operating Banking of Private sector in Indonesia". This research aim to know the condition of operating efficiency banking of private sector in Indonesia according to rule of Indonesia Bank, to know influence by simultan and parsial of amount of credit, expense of intermediasi, and third party fund to operating efficiency banking of private sector in Indonesia, and to know dominant factor which have an effect on to operating efficiency banking of private sector in Indonesia In this research, writer use data of sekunder which in the form of financial statement banking of private sector exist in Indonesia of year 2004-2006 which [is] obtained from Corner of BEI in University of Muhammadiyah Malang. Appliance Analysis used to know the condition of operating efficiency banking of private sector exist in Indonesia, using linear analysis test doubled Than result of analysis above, writer conclude that Condition of operating efficiency banking of private sector in Indonesia from 18 accurate bank of year 2004-2006 showing the condition of efficient all., because ratio value of BOPO (Operating expenses/ Earnings of operational) under 92%. The mentioned shown with Rule Of Handbill Indonesia Bank of No. 26/6/BPP/1993 contending that a bank told efficient if level of ratio of BOPO maximum 92%. From result of analysis of regresi indicate that Change Of Amount Credit, Change of Expense of Intermediasi and Change of Fund Third Party have an effect on signifikan to Operating efficiency . From third the variable which have biggest influence is Change of Fund Third Party equal to 2.434 in the year 2004, equal to 4.092 in the year 2005 and equal to 3.272 in the year 2006. Pursuant to test of parsial and of simultan, Change Of Amount Credit, Change of Expense of Intermediasi and Change of Fund Third Party have influence of positive signifikan to Efficiency of Operasioanal banking of private sector in Indonesia
| Item Type: | Thesis (Other) |
|---|---|
| Subjects: | H Social Sciences > HB Economic Theory |
| Divisions: | Faculty of Economics and Business > Department of Accounting (62201) |
| Depositing User: | Anggit Aldila |
| Date Deposited: | 14 May 2012 04:19 |
| Last Modified: | 14 May 2012 04:19 |
| URI : | http://eprints.umm.ac.id/id/eprint/5158 |
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