ANALISIS KELAYAKAN KREDIT USAHA KECIL PADA PT BANK JAWA TIMUR CABANG BLITAR

Kusumawati, Yulaicha Diana (2010) ANALISIS KELAYAKAN KREDIT USAHA KECIL PADA PT BANK JAWA TIMUR CABANG BLITAR. Other thesis, University of Muhammadiyah Malang.

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Abstract

The purpose of this research is to know the capability of loan which given to micro industry of PT Bank Jawa Timur Cabang Blitar is really capable to get a credit. The method which used is princip of 5C (character, capacity, collateral, capital, and condition of economic). The rule of debitur credit capability is used from the side of character debitur which having a good character, honest, responsibility, and discipline to register their obligation. From the side of capacity, debitur excute the industry as long as three years, able to rise it, and the last education which is gotten minimum in Senior High School. From the side of collateral, the value of guarantee is more high from the loan and it self. From the side of capital, finance is used to it self and the loan of finance able to increase the profit. From the side condition of economic, the industry have a good future and have no more of competition. Conclution, the result this analysis of debittur credit capability which advance the loan for micro industry in PT Bank Jatim Cabang Blitar is proper to get a loan with princip of 5C.

Item Type: Thesis (Other)
Subjects: H Social Sciences > H Social Sciences (General)
Divisions: Faculty of Economic > Department of Management
Depositing User: Rayi Tegar Pamungkas
Date Deposited: 08 May 2012 02:55
Last Modified: 08 May 2012 02:55
URI: http://eprints.umm.ac.id/id/eprint/4604

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