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IMPLEMENTASI KEBIJAKAN KREDIT PADA KOPERASI SIMPAN PINJAM USAHA MULYA PASAR PLOSO JOMBANG

Lutfiana, Angelia (2018) IMPLEMENTASI KEBIJAKAN KREDIT PADA KOPERASI SIMPAN PINJAM USAHA MULYA PASAR PLOSO JOMBANG. Undergraduate (S1) thesis, University of Muhammadiyah Malang.

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Abstract

The purpose of this study was to find out and analyze the implementation of credit policy at the Usaha Mulya Ploso Jombang Savings and Loans Cooperative and to know and analyze the prudential principles of the Usaha Mulya Ploso Jombang Savings and Loans Cooperative. This type of research is qualitative research. The data in this study are primary and secondary data. The population of this study are members and employees with a sample of 30 members and 3 employees. Data collection techniques are interviews, questionnaires, and documentation. The results showed that the Usaha Mulya Savings and Loan Cooperative had implemented a lending policy in accordance with the Regulation of the Deputy for Supervision of the Ministry of Cooperatives and Small and Medium Enterprises of the Republic of Indonesia Number: 08 / PER / DEP.6 / IV / 2016 and Regulation of the Minister of State for Cooperatives and Small Businesses and the Intermediate of the Republic of Indonesia Number: 19 / Per / M.KUKM / 2008, besides that the Usaha Mulya Savings and Loan Cooperative has implemented the precautionary principle 5C (Character, Capital, Capacity, Collateral, Condition of Economy) on lending. The conclusion obtained is that the Policy Implementation of Credit Provision conducted by Usaha Mulya Savings and Loan Cooperative is in accordance with the Ministerial Regulation. Suggestions from this study are to continue to maintain and implement consistently policies or regulations related to healthy lending.

Item Type: Thesis (Undergraduate (S1))
Student ID: 201310160311466
Keywords: Implementation of Policies, Credit, Prudential Principles
Subjects: H Social Sciences > HB Economic Theory
H Social Sciences > HD Industries. Land use. Labor > HD28 Management. Industrial Management
Divisions: Faculty of Economics > Department of Management (61201)
Depositing User: Retno Widiyastuti Ika Wijaya
Date Deposited: 20 Mar 2019 01:52
Last Modified: 20 Mar 2019 01:52
URI : http://eprints.umm.ac.id/id/eprint/45371

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