Awaludin, Muhadi (2007) PERBANDINGAN KINERJA KEUANGAN PT. BANK SYARIAH MUAMALAT INDONESIA, Tbk. DENGAN PT. BANK SYARIAH MANDIRI DALAM MENCAPAI STANDAR PREDIKAT TINGKAT KESEHATAN BANK. Other thesis, University of Muhammadiyah Malang.
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PERBANDINGAN KINERJA KEUANGAN PT. BANK SYARIAH MUAMALAT INDONESIA.pdf Download (95kB) | Preview |
Abstract
This research represent descriptive and Bank of syariah comparability which is publication in Corner Effect Exchange of Jakarta (BEJ) UMM during period of year 2003 until year 2005 with title “ COMPARISON OF MONETARY PERFORMANCE of PT. BANK of SYARIAH MUAMALAT INDONESIA, Tbk. WITH PT. BANK of SYARIAH MANDIRI IN REACHING STANDARD of PREDICATE STOREY HEALTH OF BANK”. This research aim to analyse and know the condition of monetary performance of PT. Bank of Syariah Muamalat Indonesia, Tbk and of PT. Bank of Syariah Mandiri and also compare monetary performance from both bank. Analysis appliance utilized to analyse and compare monetary performance from both the Bank of syariah is with aspect of CAMEL that is : Analysis Capital (CAR), Analyse the Quality Of Productive Asset (KAP), Analyse Earning and Analysis of Liquidity. Result of obtained calculation indicate that to be seen from capital storey, PT. Bank of Syariah Muamalat Indonesia, Tbk in the year 2003 equal to 12,91 %, in the year 2004 going down to become 8,09 %, and in the year 2005 CAR go up to become 12,56 %. While calculation at PT. Bank of Syariah Mandiri of aspect of CAR show in the year 2003, CAR equal to 20 % and experience of degradation in the year 2004 becoming 10,13 %, in the year 2005 experiencing of the make-up of capital ratio become 10,65 %. Conclusion from result of calculation of capital ratio show reached percentage have exceeded from 8 % and referred as by competent of bank “healthy” pursuant to SKEP DIR-BI No. 30/UPPB/1997 SE No jo. 30/23/UPPB/1998. Implication able to be submitted by bank is better to evaluate again in determining productive asset which have problem and forming of exclusion of abolition of productive asset, so also on credit having problem and its defrayals.
| Item Type: | Thesis (Other) |
|---|---|
| Subjects: | H Social Sciences > HB Economic Theory |
| Divisions: | Faculty of Economics and Business > Department of Accounting (62201) |
| Depositing User: | Zainul Afandi |
| Date Deposited: | 05 May 2012 05:07 |
| Last Modified: | 05 May 2012 05:07 |
| URI : | http://eprints.umm.ac.id/id/eprint/4371 |
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