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ANALISIS PROSEDUR KREDIT BNI WIRAUSAHA BAGI USAHA MIKRO KECIL MENENGAH (STUDI PADA PT. BANK NEGARA INDONESIA CABANG MALANG)

Januardu, Mullawal R (2018) ANALISIS PROSEDUR KREDIT BNI WIRAUSAHA BAGI USAHA MIKRO KECIL MENENGAH (STUDI PADA PT. BANK NEGARA INDONESIA CABANG MALANG). Bachelors Degree (S1) thesis, University of Muhammadiyah Malang.

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Abstract

The purpose of this research is to know the procedure of granting credit BNI Self-employment for micro small medium enterprises, constraints in the granting of credit and the policies of BNI Entrepreneurial BNI Malang parties in overcoming the problem of granting such credit. Research methods used in this research is Descriptive qualitative, i.e. clearly lays out the answer from the formulation of a problem that has been created. The analysis used to assess credit procedure BNI Entrepreneurial is the analysis of 5 c, IE: Character, Capacity, Capital, Collateral, and Condition of Economic. The results of the research show that the procedure of granting credit BNI Self-employment for micro small medium enterprises judged well and in accordance with the provisions. By using the analysis of the 5 c can help Parties BNI Malang in granting credit BNI self-employment for micro small medium enteprises. However, in granting credit BNI Entrepreneurial still present obstacles that impede the granting of such credits, which are on the aspects of legality, the collateral that is not appropriate, as well as irregular bookkeeping. BNI Malang parties are expected to provide socialization about granting credit to the entrepreneurial mentoring as well as BNI debtors so that granting credit BNI Self-employment can run well.

Item Type: Thesis (Bachelors Degree (S1))
Student ID: 201510190511049
Keywords: Credit, BNI Procedure, Micro Small Medium Enterprises
Subjects: H Social Sciences > HB Economic Theory
H Social Sciences > HG Finance
Divisions: Faculty of Economics > Diploma of Banking and Finance (61406)
Depositing User: Retno Widiyastuti Ika Wijaya
Date Deposited: 10 Jan 2019 09:06
Last Modified: 10 Jan 2019 09:06
URI : http://eprints.umm.ac.id/id/eprint/43164

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