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PELAKSANAAN PEMBIAYAAN IJARAH MUNTAHIYA BITTAMLIK (IMBT) KONSUMER PADA BANK RAKYAT INDONESIA SYARIAH CABANG MALANG

Wanti, Ardhyana Mei Eka (2018) PELAKSANAAN PEMBIAYAAN IJARAH MUNTAHIYA BITTAMLIK (IMBT) KONSUMER PADA BANK RAKYAT INDONESIA SYARIAH CABANG MALANG. Bachelors Degree (S1) thesis, University of Muhammadiyah Malang.

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Abstract

The purpose of this study was to determine the provisions of the Ijarah Muntahiya Bittamlik (IMBT) contract and the implementation of Consumer Funding Ijarah Muntahiya Bittamlik (IMBT) at Bank Rakyat Indonesia Syariah Branch Malang. This type of research is descriptive research. The data used are qualitative data and data sources, namely primary data obtained from interviews with the bank. Data analysis techniques are descriptive qualitative. Based on the results of the research conducted, the results of the study were that the Ijarah Muntahiya Bittamlik contract that was carried out had to fulfill the applicable terms, conditions and conditions and the stages or procedures for financing implementation IMBT Consumer, starting from submission of application, verification and data analysis, financing committee, procurement of leasing objects, contract, realization of financing, installment payment, transfer of ownership at the end of the lease period. The conclusion of the research conducted is that the Akad Ijarah Muntahiya Bittamlik implemented by Bank Rakyat Indonesia Syariah Malang Branch is in accordance with Islamic Sharia and the applicable provisions such as pillars, other terms and conditions and the implementation of Consumer financing at Ijarah Muntahiya Bittamlik (IMBT) at Bank Rakyat Indonesia Malang Branch Sharia is in accordance with procedures set by the head office as written in the IMBT Consumer financing implementation guidelines issued by BRI Syariah head office.

Item Type: Thesis (Bachelors Degree (S1))
Student ID: 201510190511008
Keywords: IMBT, Funding IMBT Consumer, Implementation Procedur
Subjects: H Social Sciences > HB Economic Theory
H Social Sciences > HG Finance
Divisions: Faculty of Economics > Diploma of Banking and Finance (61406)
Depositing User: Retno Widiyastuti Ika Wijaya
Date Deposited: 05 Jan 2019 02:08
Last Modified: 05 Jan 2019 02:08
URI : http://eprints.umm.ac.id/id/eprint/42934

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