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PROSEDUR PEMBERIAN KREDIT DENGAN JAMINAN SURAT KEPUTUSAN PENSIUN PADA BANK TABUNGAN PENSIUNAN NASIONAL CABANG MALANG

Ananda, Rizky Putri (2018) PROSEDUR PEMBERIAN KREDIT DENGAN JAMINAN SURAT KEPUTUSAN PENSIUN PADA BANK TABUNGAN PENSIUNAN NASIONAL CABANG MALANG. Bachelors Degree (S1) thesis, University of Muhammadiyah Malang.

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Abstract

The research purpose is finding out about “Lending procedure using Pension Decree in Bank Tabungan Pensiunan Nasional Office Branch of Malang”. The research purpose is finding out about lending procedure using Pension Decree as Collateral in Bank Tabungan Pensiunan Nasional Branch of Malang. Data collection technique used is interview, which is data collection by direct interview or asking the employees. Research result found that credit process using pension decree didn’t follow 5C analysis method, they are characters, ability, capital, collateral, economy condition, while when debtor passed away before credit payment ended, BTPN cooperated with insurance company will pay all debt from debtor which their requirements will be fulfilled by their heirs.

Item Type: Thesis (Bachelors Degree (S1))
Student ID: 201410190511133
Keywords: Pension credit, Lending procedure, Pension Decree as Collateral, debt payment effort
Subjects: H Social Sciences > HG Finance
Divisions: Faculty of Economics > Diploma of Banking and Finance (61406)
Depositing User: Retno Widiyastuti Ika Wijaya
Date Deposited: 07 Dec 2018 07:22
Last Modified: 07 Dec 2018 07:22
URI : http://eprints.umm.ac.id/id/eprint/41612

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