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ANALISIS YURIDIS SOSIOLOGIS PERLINDUNGAN HUKUM PEMEGANG KARTU KREDIT TERHADAP PERETASAN KARTU KREDIT OLEH PIHAK KETIGA (Studi di Bank Mandiri Cabang Malang)

Mustika, Dwi (2018) ANALISIS YURIDIS SOSIOLOGIS PERLINDUNGAN HUKUM PEMEGANG KARTU KREDIT TERHADAP PERETASAN KARTU KREDIT OLEH PIHAK KETIGA (Studi di Bank Mandiri Cabang Malang). Bachelors Degree (S1) thesis, University of Muhammadiyah Malang.

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Abstract

The fast development of world commerce demanded the usage of payment instrument in which the nature has the practical and flexible also provide convenience, smoothness and comfort for the involved parties in transaction. In fact, now people are more reluctant to store some cash for paying all their needs either the goods and services. The demands of the majority societies are responded by the bank as the financial institution by issuing credit cards as cash substitutes. The effort and desire from bank get a very good feedback from the society whom using the banking service. However, it must be realized that credit card also creates complex problem and more required attention, especially in credit card hacking case by the non-authority who do not distribute the credit cards, resulting some losses for the issuing banks and credit cards holder. On the other hand, the researcher found several issues on how the legal protection of credit card holders against credit card hacking is viewed from Law No. 8 of 1999 on Consumer Protection, and how the clearance between credit card holders with the bank in case of the credit card has been hacked. This research used empirical legal research. The data collection used the document study method, literature study, and field study. Materials of this research were consisting of primary, secondary, and tertiary legal materials. The data that were collected will be then analyzed with quantitative. The result of this study indicated that the legal protection of credit card holder against credit card hacking on Mandiri Bank in Malang branch viewed from Law Number 8 Year 1999 regarding Consumer Protection is considered to be in accordance with the law of agreement made by the both parties (bank and credit card holder). The treaty law covers the rights and obligations of both irresponsible parties by conducting supervising in preventive, curative, and the way of clearance made between credit card holders with the Bank Mandiri is usually peaceful or kinship, if the effort is not achieved then the case will go into the court.

Item Type: Thesis (Bachelors Degree (S1))
Student ID: 201410110311103
Keywords: legal protection, credit card holder, credit card hacking.
Subjects: K Law > K Law (General)
K Law > KZ Law of Nations
Divisions: Faculty of Law > Department of Law (74201)
Depositing User: Sulistyaningsih Sulistyaningsih
Date Deposited: 07 Nov 2018 09:47
Last Modified: 07 Nov 2018 09:47
URI : http://eprints.umm.ac.id/id/eprint/39567

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