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TINJAUAN YURIDIS SOSIOLOGIS UPAYA PENYELESAIAN PERJANJIAN KREDIT DENGAN SENGAJA MENGGUNAKAN IDENTITAS ORANG LAIN TANPA HAK (Studi Kasus Perjanjian Kredit antara Ny. Indrawati Utami dengan KSU Artha Guna Jombang)

Ayudyanti, Ika (2018) TINJAUAN YURIDIS SOSIOLOGIS UPAYA PENYELESAIAN PERJANJIAN KREDIT DENGAN SENGAJA MENGGUNAKAN IDENTITAS ORANG LAIN TANPA HAK (Studi Kasus Perjanjian Kredit antara Ny. Indrawati Utami dengan KSU Artha Guna Jombang). Bachelors Degree (S1) thesis, University of Muhammadiyah Malang.

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Abstract

KSU Artha Guna Jombang is a legal cooperative. One of his efforts is savings and loans. One time there was an abuse of another's identity without rights, namely the identity of 10 customers whose debts were paid off and did not apply for new debt but by Mrs. Indrawati Utami as an employee was misused for her own benefit by applying for a new debt on behalf of the 10 customers. This research takes the formulation of the problem a) how the credit agreement deliberately uses the identity of another person without the rights carried out by Mrs. Indrawati Utami when viewed from the perspective of the agreement law, b) how does the settlement of bad credit between Mrs. Indrawati Utami and KSU Artha Guna Jombang. This writing uses empirical juridical with primary data sources, secondary data, tertiary data. Data collection techniques by direct interview with KSU Artha Guna Jombang and Ny. Indrawati Utami. From the results of the study analyzed analytically descriptive. Based on the results of the author's research, a credit agreement was made by Ny. Indrawati Utami there is no perfect agreement because agreeing in the agreement comes from the use of other people's identities without rights and contrary to Articles 1320, 1792-1793 and 1338 paragraph (3) KUH Pdt then the agreement is invalid and null and void. Settlement efforts are carried out in a non-litigation manner through mediation by appointing a mediator unilaterally without a member meeting by the Chairman of the KSU and contrary to Article 22 paragraph (1) of Law Number 25 of 1992 concerning Cooperatives, then resulting in an agreement that Mrs. Indrawati Utami must return the loss and apologize to the 10 customers whose identities are used without rights, then if it is concluded that the settlement process is not mediation but it leads to negotiations.

Item Type: Thesis (Bachelors Degree (S1))
Student ID: 201410110311054
Keywords: credit agreement, deliberate use of identity of others without rights, KSU Artha Guna.
Subjects: K Law > K Law (General)
Divisions: Faculty of Law > Department of Law (74201)
Depositing User: Officer Repository
Date Deposited: 30 Oct 2018 02:48
Last Modified: 30 Oct 2018 02:48
URI : http://eprints.umm.ac.id/id/eprint/38723

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