Darma, Hetna (2008) ANALISIS LIKUIDITAS PADA BANK PEMBANGUNAN DAERAH KALIMANTAN TIMUR DI SAMARINDA. Other thesis, University of Muhammadiyah Malang.
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This research represent the case study at Local Development Bank Kaltim, with the Title " Analyse The Liquiditis of Local Development Bank of Kaltim in Samarinda Intention of this research is to know the management of asset and obligation in the effort taking care of liquiditis at Local Development Bank of Kaltim in Samarinda. Analyse the Data used is ratio analysis of likuiditas consisted of by the Cash Ratio, Requirement Ratio, Loan To Deposit Ratio, Loand To of Asset of Ratio,Rasio Net Call Money to Current Asset. Analyse the likuiditas to know the storey;level of kto efectifiti bank. Result of calculation of at analysis liquiditis At CR, RR, LDR, LAR, NCM To CA experience of the high storey level liquiditis in artian company can paying of obligation financial short-range where mean CR of during five year of equal to 54,40%, RR of equal to 33,40%, LDR of equal to 41,90%, LAR of equal to 105,08%, NCM To CA of equal to 12,47%. Average value that happened at Local Development Bank of Kaltim have the unstable value to result of average value of Cash Ratio, Reserve requirement and low Loan to Deposit Ratio happened in the year 2004, for the Loan of to of Asset Ratio happened by the degradation in the year 2005 and NCM to CA happened by the year 2004 and 2005 and highest value to the overall of ratio happened in the year 2007. natural standard defiasi at this Bank experience of the deviation difference of equal to 5775.43 calculation that happened during five year in the year 2003 up to 2007. Natural Standard Deviasi at this Bank experience of the deviation difference of equal to 5775,43 calculation that happened during five year in the year 2003 up to 2007. Bank which high owning likuiditas in general its asset portion is bigger at asset short-range, while bank which low liquiditas generally bigger planted fund portion of long-range asset. Asset short-range like cash, marketable securities short-range and short term loan give the low contribution to bank earnings, even for the cash of do not give the earnings. Ever greater therefore fund tuang in healthy cash progressively the bank Earnings contribution from the asset lower. On the contrary if asset dominationof at long-range asset hence bank earnings will be high but low likuiditasnya. portion of gathering fund at pasiva short-range hence ever greater of fund requirement to fulfill requirement likuiditas, but that way the source of fund short-range have low expense to. When portion of is source of big surplus funds at long-range pasiva hence bank require to provide the big fund likuiditas in short-range. structure of Asset of bank balance divided into by a post accomodating appliance likuditas, asset yielding and asset which do not yield Pursuant to conclusion of above hence implication writer can that bank better remain to take care of or improve the appliance liquiditis of so that more efficient.
|Item Type:||Thesis (Other)|
|Subjects:||H Social Sciences > H Social Sciences (General)|
|Divisions:||Faculty of Economic > Department of Management|
|Depositing User:||Anggit Aldila|
|Date Deposited:||02 May 2012 02:26|
|Last Modified:||02 May 2012 02:26|
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