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ANALISIS PENCAIRAN KREDIT DENGAN AGUNAN EMAS (KRIDAMAS)PADA PT. BPR JAWA TIMUR CABANG BATU

AGATHA, YOLANDA AUDINA (2015) ANALISIS PENCAIRAN KREDIT DENGAN AGUNAN EMAS (KRIDAMAS)PADA PT. BPR JAWA TIMUR CABANG BATU. Other thesis, Universitiy of Muhammadiyah Malang.

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Abstract

Bank Perkreditan Rakyat (BPR) is one of the financial institution that have an important role in economic activity. In their effort activities, Bank Perkreditan Rakyat have a product to share the funds to the community in the form of credit. Of the activities of fund distribution, the benefit of interest will get by bank on loans disbursed to debtor. In writing this paper, the writer conducted their research at PT. BPR Jawa Timur Cabang Batu with the title "Loan Disbursement Analysis With Gold Collateral (KRIDAMAS) at PT. BPR Jawa Timur Cabang Batu". The purpose of this study is to know the procedures of KRIDAMAS disbursement , development of customers number on KRIDAMAS, and also to knowing the analysis of KRIDAMAS nominal disbursement and calculating of the KRIDAMAS installment payment As for the type of research used descriptive qualitative and quantitative is described or describe clearly the information obtained with the interview and accompanied by development of data objects that are examined in the form of a table in 2014. In the method of this study, researchers collected the data obtained based on literature studies, and field studies like interview. Based on the result of research and discussion, show that the procedure disbursment of KRIDAMAS is very easy. Just fulfill yhe requirements and follw the aplicable procedure. Beside that, the development of KRIDAMAS customers in 2014 has good increase on March, June, September, and December. This happens because cycle of the credit 3 months on BPR Jawa Timur Cabang Batu. Analysis of KRIDAMAS nominal disbursement is based on the price of gold according to circular letter from central office. The higher of the weight and gold rust then also higher nominal credit can be disbursement.

Item Type: Thesis (Other)
Subjects: H Social Sciences > HB Economic Theory
Divisions: Faculty of Economics > Diploma of Finance & Banking
Depositing User: Denyta Saputri
Date Deposited: 23 Mar 2016 03:14
Last Modified: 23 Mar 2016 03:14
URI : http://eprints.umm.ac.id/id/eprint/21707

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