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IMPLEMENTASI KREDIT PADA POS PEMBERDAYAAN KELUARGA (POSDAYA) PT. BPR JAWA TIMUR CABANG BATU

IRIANTI, TRIN NORMA SARI (2015) IMPLEMENTASI KREDIT PADA POS PEMBERDAYAAN KELUARGA (POSDAYA) PT. BPR JAWA TIMUR CABANG BATU. Other thesis, University of Muhammadiyah Malang.

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Abstract

In this study, the researcher had conducted a research in PT. BPR East Java branch Batu entitled “The Implementation System Of Family Empowerment Post Loans(POSDAYA) in PT. BPR East Java branch Batu. This study aimed at investigating posdaya loans system and knowing the policy and monitoring to the troubled or untroubled customers. Meanwhile, it also aimed at distinguishing the development of customers on 2014. Regarding to the aim of this study, this applied descriptive qualitative method which told the certain events to obtain the clear and actual data. Furthermore, the data were collected by conducting interview and observation. Hence, the result of the study revealed that posdaya loans played a significant role for families who needed to either run their business or as working capital. In addition, the aim of posdaya loan was to make the society counting on self or group entrepreneur. Along with easy offer and not using the guarantee was the way in facilitating the customers to be to offer the posdaya loans. Besides, the policy and monitoring that had been done very well and based on the applied rules so the customers understood right and obligation of cutomers as the debtor. Due to the result of the study, it can be concluded that the society learned to be individual in every business or work. There are many ways to start the own business by applying posdaya loans. It can help the customers in offering loans so the family or society can get the prosperity.

Item Type: Thesis (Other)
Subjects: H Social Sciences > HG Finance
Divisions: Faculty of Economics > Diploma of Banking and Finance (61406)
Depositing User: Denyta Saputri
Date Deposited: 22 Mar 2016 04:28
Last Modified: 22 Mar 2016 04:28
URI : http://eprints.umm.ac.id/id/eprint/21300

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