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PROGRAM KREDIT DANA PENSIUN LEMBAGA KEUANGAN (DPLK) PADA PT BANK PEMBANGUNAN DAERAH JAWA TIMUR Tbk. CABANG KEPANJEN

MC, UPIQ APRILLA (2015) PROGRAM KREDIT DANA PENSIUN LEMBAGA KEUANGAN (DPLK) PADA PT BANK PEMBANGUNAN DAERAH JAWA TIMUR Tbk. CABANG KEPANJEN. Other thesis, University of Muhammadiyah Malang.

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Abstract

One form of service of products and services at bank of East Java to the people that is credit of pension fund of financial institutions (PFFI). PFFI banks of East Java included in the multipurpose credit services provided to retired civil servants, employees of state-owned companies / enterprises, retired military, who receive salaries through PT. Bank of East Java. The purpose of this thesis is to find out how credit mechanisms of PFFI and barriers and also provide solutions of these obstacles. Location of execution of research was at PT Bank Pembangunan Daerah of East Java ltd. branch of Kepanjen. To obtain the required data in the preparation of thesis was used several data collection methods of analysis include: observation, interviews, documentation. The type of data in this study was used primary data and secondary data. The results were showed that the credit mechanism PFFI has good, in accordance with the provisions of the lending PFFI in bank East Java. The Pension Fund lending mechanism of PFFI starting from the loan application of PFFI, verification procedures of loans, credit approval procedures. While the credit constraints on pension funds of PFFI at PT Bank Pembangunan Daerah of East Java ltd. Branch of Kepanjen: (a) their clients died and it is associated with delayed care insurance companies, so there will need to choose an insurance company that is responsible; (b) the lack of specialized staff PFFI, it is necessary to hiring new employees; (c) the online system is not functioning properly, it is necessary to do regular maintenance of information systems and technologies.

Item Type: Thesis (Other)
Subjects: H Social Sciences > HB Economic Theory
Divisions: Faculty of Economics > Diploma of Banking and Finance (61406)
Depositing User: Denyta Saputri
Date Deposited: 22 Mar 2016 03:44
Last Modified: 22 Mar 2016 03:44
URI : http://eprints.umm.ac.id/id/eprint/21261

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