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MEKANISNE PENYALURAN DAN PERKEMBANGAN KREDIT MULTIGUNA PADA PT. BANK PEMBANGUNAN DAERAH JAWA TIMUR CAPEM LAWANG

FITRIYANI, HANIFAH (2014) MEKANISNE PENYALURAN DAN PERKEMBANGAN KREDIT MULTIGUNA PADA PT. BANK PEMBANGUNAN DAERAH JAWA TIMUR CAPEM LAWANG. Other thesis, University of Muhammadiyah Malang.

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Abstract

Principal business activities of banks is to collect funds from the public in the form of savings , deposits , current accounts and distribute the funds back to the community in the form of loans , this is manifested in the form of loans , one of which is a Multipurpose Credit ( KMG ) . Multipurpose credit is given to members of the public that have a regular income ( regular income) . Intended for Public Servants ( PNS / CPNS ) whose salary is paid through Bank of East Java or existing cooperation MOU with PT . BPD East Java . This research is a study on the PT . BPD East Java Capem Lawang entitled " Delivery Mechanisms and Multipurpose Credit Developments at PT . BPD East Java Capem Lawang " . The purpose of this final project is to determine the distribution mechanism and Multipurpose Credit Developments at PT . BPD East Java Capem Lawang . Data analysis technique used in this study is a quantitative descriptive of the object under study problem , which aims to systematically describe , report on the state level Multipurpose Credit developments that occurred in the PT . Bank of East Java Capem Lawang from January 2010 to December 2013 . The study concluded that : 1 ) The filing procedure and multipurpose loans at PT . BPD East Java easier and faster realization of credit than others. 2 ) The development of multipurpose loans at PT . BPD East Java Development Credit Multipurpose ever- changing does not always increase , but this fluctuates due to factors internal and ektern bank . 3 ) Prospects multipurpose loans are better for the future .

Item Type: Thesis (Other)
Subjects: H Social Sciences > HG Finance
H Social Sciences > HJ Public Finance
Divisions: Faculty of Economics > Diploma of Banking and Finance (61406)
Depositing User: Fitriana Kasiani
Date Deposited: 08 Oct 2015 03:17
Last Modified: 08 Oct 2015 03:17
URI : http://eprints.umm.ac.id/id/eprint/18647

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