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PERJANJIAN JUAL BELI RUMAH KPR BAGI DEBITUR BARU MELALUI ALIH DEBITUR (OPER KREDIT) PADA PT. BANK TABUNGAN NEGARA (PERSERO) Tbk, KANTOR CABANG GRESIK

Hakam, Amril (2014) PERJANJIAN JUAL BELI RUMAH KPR BAGI DEBITUR BARU MELALUI ALIH DEBITUR (OPER KREDIT) PADA PT. BANK TABUNGAN NEGARA (PERSERO) Tbk, KANTOR CABANG GRESIK. Other thesis, University of Muhammadiyah Malang.

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Abstract

House represent main requirement and have very important functions for human life, beside as one of main human requirement, housing and settlement have very strategic function as center of family education, nursery culture, and quality improvement of next generation, include its role as personification of spirit. However, housing and settlement issue basically still considered as load and represent just consumptive requirement. Rights transfer of house and itÂ’s land, through Credit of House Ownership at Bank Tabungan Negara (KPR-BTN), for new debtor, this happened when credit period still continue, shift of debtor will carried out, where old debtor (seller) want to transfer his credit to new buyer or debtor, and new debtor party walling to continue credit installment from seller party or old debtor, after existence of assignation notice of credit approval from Bank Tabungan Negara (BTN). Debtor switching process, at its execution there are two ways, that is officially, directly through PT. Bank Tabungan Negara (Persero) Branch Office Gresik or through other process of which safe enough to be done, although not as perfect debtor switching directly, that is with cordage transfer of rights to house following its land which is made for part by Notary. Resistance in execution of debtor switching, because of factor extern, that is where old debtor and new debtor cannot be met, protection of law for new debtor (buyer) be with legal effort through justice asks stipulating letter. Intending to public performs rights transfer by the way of debtor switching, be better if directly deals with the side of Bank Tabungan Negara or Notary, to protected appearance solving of problem through justice stipulating.

Item Type: Thesis (Other)
Subjects: H Social Sciences > HG Finance
H Social Sciences > HJ Public Finance
Divisions: Faculty of Economics > Diploma of Banking and Finance (61406)
Depositing User: Fitriana Kasiani
Date Deposited: 05 Oct 2015 04:45
Last Modified: 05 Oct 2015 04:45
URI : http://eprints.umm.ac.id/id/eprint/18596

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