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PERHITUNGAN PEMBERIAN KREDITUNTUK MENILAI KELAYAKAN DALAM PENGAMBILAN KREDIT PENSIUN SEJAHTERAPADA PT. BTPN CABANG MALANG

KUSUMAWARDANI, SARASWATI (2014) PERHITUNGAN PEMBERIAN KREDITUNTUK MENILAI KELAYAKAN DALAM PENGAMBILAN KREDIT PENSIUN SEJAHTERAPADA PT. BTPN CABANG MALANG. Other thesis, University of Muhammadiyah Malang.

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Abstract

The purpose of this research is to find peace pension credit opening procedure and to find peace pension credit eligibility assessment at PT. BTPN Tbk. of malang. A type of research used isa descriptive qualitative researcher that is researcher explains the whole, complete and comprehensive of the data obtained. The data used in this study derived from primary data and secondary data obtained through documentation and interviews with the employees of PT. BTPN Tbk. of Malang. From the findings, can be known about the calculation ceiling; also thepassive layaway plan for pension credit is derived from 90% of the monthly salary received by the retiree. In addition to the way banks assess credit eligibility of filing prosperous retirement by using 5C principles for pension credit used to credit work, while for credit that serves as credit only consumtive use 3C principles covering character, capacity and collateral. Based on the discussion of the research results, the researchers can conclude that the calculation of the limit of the ceiling and the installment of 90% of the salary received by the client is a very good step, as well as the sharing of credit function to evaluate also the right decision. In other words, the performance of PT. BTPN Tbk.of Malang is good and should be maintained.

Item Type: Thesis (Other)
Subjects: H Social Sciences > HG Finance
H Social Sciences > HJ Public Finance
Divisions: Faculty of Economics > Diploma of Banking and Finance (61406)
Depositing User: Fitriana Kasiani
Date Deposited: 05 Oct 2015 04:44
Last Modified: 05 Oct 2015 04:44
URI : http://eprints.umm.ac.id/id/eprint/18595

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