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PROSEDUR PENYALURAN DAN PERKEMBANGAN KREDIT MULTIGUNA PADA PT. BPD JAWA TIMUR CABANG LAMONGAN

LESTARI, SUCI DIA (2012) PROSEDUR PENYALURAN DAN PERKEMBANGAN KREDIT MULTIGUNA PADA PT. BPD JAWA TIMUR CABANG LAMONGAN. Other thesis, University of Muhammadiyah Malang.

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Abstract

Writing is a general overview on the PT. Bank of East Java Regional Development Branch Lamongan with the title "PROSEDUR PENYALURAN DAN PERKEMBANGAN KREDIT MULTIGUNA PADA PT. BANK PEMBANGUNAN DAERAH JAWA TIMUR CABANG LAMONGAN". Goals to be obtained from this paper is to determine the distribution of the channeled Multipurpose Credit Bank Branch Lamongan East Java and the efforts made in the Multipurpose Credit monitoring to minimize the presence of non-performing loans. In this paper the researchers gathered information from various sources ie direct questioning by the parties concerned and conduct quantitative analysis of the studied object problem by collecting data in the figures and calculations. The results of the data obtained that in granting Credit Multipurpose debtor must pass through the stage of loan application, file research, data analysis, decision, signing a credit agreement lalupencairan or realization. The development of fluctuations due to the adjustment of interest rate now 9.98%, administrative filing requirements Multipurpose Credit relatife easy, and the 99% credit is relatively safe. The conclusions obtained are the credit is intended for people who have remained, administrative procedures Multipurpose Loan application easier and faster than the realization of other credit. The number of credits Multipurpose experienced ups and downs this is due to income factors internal and external bank..

Item Type: Thesis (Other)
Subjects: H Social Sciences > HB Economic Theory
H Social Sciences > HC Economic History and Conditions
H Social Sciences > HJ Public Finance
Divisions: Faculty of Economics > Diploma of Banking and Finance (61406)
Depositing User: Fitriana Kasiani
Date Deposited: 28 Sep 2015 03:44
Last Modified: 28 Sep 2015 03:44
URI : http://eprints.umm.ac.id/id/eprint/18521

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