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ANALISIS PEMBERIAN KREDIT PADA PT. BANK PERKREDITAN RAKYAT SUMBER DHANA MAKMUR KOTA BATU

PRASETYO, ARRI (2013) ANALISIS PEMBERIAN KREDIT PADA PT. BANK PERKREDITAN RAKYAT SUMBER DHANA MAKMUR KOTA BATU. Other thesis, University of Muhammadiyah Malang.

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Abstract

The purpose of this study was to analyze the credit worthiness PT. Bank Perkreditan Rakyat Sumber Dhana Makmur Kota Batu to customers. The analysis technique used is the principle of data analysis 6C (Character, Capacity, Capital, Collateral, Condition, Constraint). Among others, to see the state of the nature and character of clients both in private life and in the neighborhood businesses. To determine the amount of equity owned by the customer. To determine the client's ability to run its activities in order to obtain the expected profit to be able to measure the ability of customers to pay off its debts. To assess collateral against loans it receives. To assess the economic condition of the client's business in the future if the outside influences (political, economic). To know the limits and barriers that do not allow a business to be conducted at a particular place. If all these principles are met by the customer, the customer is said to be worthy to be given credit. Results of the analysis of research conducted showed that of the three clients, Mr. Hari and Mr. Jono accepted the proposal because the whole principle 6C credit are met , while for mothers Dina credit proposal was not accepted because of the analysis of Character, Capacity and Collateral are not met or are not feasible.

Item Type: Thesis (Other)
Subjects: H Social Sciences > HB Economic Theory
Divisions: Faculty of Economics > Department of Accounting (62201)
Depositing User: Halimatus Zahroh
Date Deposited: 20 Jan 2015 07:51
Last Modified: 20 Jan 2015 07:51
URI : http://eprints.umm.ac.id/id/eprint/14949

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